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6015 Empire Grade Rd
Score
62
Santa Cruz, CA

6015 Empire Grade Rd

1.3M
4 bd • 3 ba • 2,668 sf

This analysis was generated on 3/27/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$1,250,000
-11%vs 95060
Price/Sq.Ft
$469
-49%vs 95060
Above Fair Value
2.0% above range

Current Price

$1,250,000

Fair Range

$1,200,000 - $1,225,000

$1,250,000
Below Market-20%
Above Market+20%

Negotiation Leverage

3 points to consider in your offer

Recommended Offer

$1,212,500
Success Probability:High(75%)

AI Rationale

The offer is competitive, considering the property's condition and market dynamics. The seller's high motivation due to carrying two mortgages and the end-of-summer timing are favorable factors.

Overall Score
62
77
Home Condition
85
Natural Light
46
Value
68
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Outdated Wood Burning Stove
Outdated Wood Burning Stove

Outdated Wood Burning Stove

The red wood-burning stove appears outdated and may not meet current efficiency standards. The hearth also looks dated.

Basic Laundry Room
Basic Laundry Room

Basic Laundry Room

The laundry room has basic finishes and lacks storage. The exposed plumbing and electrical outlets are not aesthetically pleasing.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Jun
2021
$1,380,000Financed
June 21, 2021
From:Benson William Morris, Phyllis Anne Morris
To:Nathan Charles Lindsay, Portia Anne Lindsay
Grant Deed
Standard Sale (Purchase/Resales)

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$1,250,000
-30%List: $1,250,000+30%
20%
$250,000of $1,250,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,000/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$332,775
Closing Costs
+$82,775
Down Payment
$250,000
Buyer Agent Fee
$31,875
Loan Fees
$10,000
Title & Escrow
$7,500
Inspections
$900
Transfer Tax
$13,750
Prepaid Expenses
$18,750

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 37 day average
This is a new listing, while homes in this area typically sell in 37 days
Inventory Health
45
homes for sale
14 homes sold last month, indicating 3.2x more supply than demand
Price Dynamics
99.6%
of asking price
Homes typically sell for 0.4% below asking price

Price Trajectory

$1,360,000
Current median price
+20.9%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is stable
Prices are down 1.1% over the last 3 months
3 Months
-1.1%
6 Months
-2.9%
1 Year
+20.9%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 50.8% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$1,360,000
3 Months Ago
$865,000
+57.2%

Schools

Nearby school quality by education level

Elementary

7.0/10
Good

Middle

6.0/10
Good

High

7.3/10
Good

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 3 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

69/100
Good

Based on data from Santa Cruz Police Department

Total Crime Rate
2883.0
per 100,000 residents
Violent Crime Rate
971.0
per 100,000 residents
Property Crime Rate
1874.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
1,000
Property Crimes
2,266
2023
Violent Crimes
942
5.8%
Property Crimes
1,558
31.2%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Thoroughly inspect the covered porch, paying close attention to the support structure, roofing, and any signs of rot or water damage.

Inspect the attic for proper insulation, ventilation, and signs of leaks or pest infestation.

Inspect the crawl space or foundation for signs of water damage, cracks, or pest infestation.

Questions to Ask

Important questions to ask during the tour

What is the maintenance history of the spring-fed pond, and what are the ongoing costs associated with its upkeep?

Given the major flood risk indicated in the climate risk assessment, what flood mitigation measures have been implemented on the property, and what is the history of flooding on the site?

Given the moderate fire risk, what fire mitigation measures have been implemented around the property, such as defensible space?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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