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1412 Bay St
Score
77
Santa Cruz, CA

1412 Bay St

1.4M
4 bd • 2 ba • 1,706 sf

This analysis was generated on 3/30/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$1,399,000
-1%vs 95060
Price/Sq.Ft
$820
-11%vs 95060
Within Fair Range
within range

Current Price

$1,399,000

Fair Range

$1,350,000 - $1,450,000

$1,399,000
Below Market-20%
Above Market+20%

Negotiation Leverage

4 points to consider in your offer

Recommended Offer

$1,375,000
Success Probability:High(75%)

AI Rationale

The offer reflects fair market value, considering needed renovations and DOM. Seller motivation is high due to price reductions and longer listing period.

Overall Score
77
69
Home Condition
75
Natural Light
93
Value
65
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Outdated Kitchen
Outdated Kitchen

Outdated Kitchen

The kitchen has outdated white cabinets, countertops, and flooring. The appliances also appear to be older models.

Pink Bathroom
Pink Bathroom

Pink Bathroom

The bathroom features a pink color scheme, including the sink and countertops, which is very dated.

Wood Paneling
Wood Paneling

Wood Paneling

The wood paneling in the dining room is outdated and detracts from the room's appeal.

Laminate Flooring
Laminate Flooring

Laminate Flooring

The laminate flooring throughout the living and dining areas is worn and detracts from the overall aesthetic.

Outdated Laundry Room
Outdated Laundry Room

Outdated Laundry Room

The laundry room has older appliances and basic cabinetry, lacking modern conveniences.

Patterned Carpet
Patterned Carpet

Patterned Carpet

The bedroom features a dated carpet with a busy pattern.

Fireplace Surround
Fireplace Surround

Fireplace Surround

The fireplace has a dated marble surround and brass trim.

Carport Condition
Carport Condition

Carport Condition

The carport appears to be aging and could benefit from some maintenance.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$23,000

Kitchen Renovation

$15,000
High

Bathroom Renovation

$8,000
High

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Apr
2012
$0Cash Purchase
April 10, 2012
From:Vernon Slinker, Laura L Slinker
To:Vernon Slinker, Laura L Slinker
Intrafamily Transfer
Non-Arm's Length Transactions

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$1,399,000
-30%List: $1,399,000+30%
20%
$279,800of $1,399,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,000/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$372,335
Closing Costs
+$92,535
Down Payment
$279,800
Buyer Agent Fee
$35,675
Loan Fees
$11,192
Title & Escrow
$8,394
Inspections
$900
Transfer Tax
$15,389
Prepaid Expenses
$20,985

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 37 day average
This is a new listing, while homes in this area typically sell in 37 days
Inventory Health
45
homes for sale
14 homes sold last month, indicating 3.2x more supply than demand
Price Dynamics
99.6%
of asking price
Homes typically sell for 0.4% below asking price

Price Trajectory

$1,360,000
Current median price
+20.9%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is stable
Prices are down 1.1% over the last 3 months
3 Months
-1.1%
6 Months
-2.9%
1 Year
+20.9%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 50.8% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$1,360,000
3 Months Ago
$865,000
+57.2%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$1,399,000
Price/sqft
$820
Layout
4 bd2 ba
NaN

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$1,430,667

2.2%

Your price is 2.2% below average

Median Price

$1,800,000

22.3%

Based on 6 recent sales

Price per Sq.Ft

$925

11.3%

Your price is 11.3% below average $/sqft

Comparable Properties

104 Ross Street, Santa Cruz, CA 95060
Price: $1,800,000
Sq.Ft: 1,842
Beds/Baths: 3/2
$/Sq.Ft:
$97719.2%
Sale Date: 2/28/2025
817 Columbia Street, Santa Cruz, CA 95060
Price: $1,950,000
Sq.Ft: 1,550
Beds/Baths: 3/2
$/Sq.Ft:
$1,25853.4%
Sale Date: 3/4/2025
237 Surfside Avenue, Santa Cruz, CA 95060
Price: $1,900,000
Sq.Ft: 1,447
Beds/Baths: 3/2
$/Sq.Ft:
$1,31360.1%
Sale Date: 2/4/2025
2030 N Pacific Avenue #332, Santa Cruz, CA 95060
Price: $1,049,500
Sq.Ft: 1,472
Beds/Baths: 3/2
$/Sq.Ft:
$71313.1%
Sale Date: 1/7/2025
2030 Pacific Avenue #332, Santa Cruz, CA 95060
Price: $1,049,500
Sq.Ft: 1,472
Beds/Baths: 3/2
$/Sq.Ft:
$71313.1%
Sale Date: 1/7/2025
2030 Pacific Avenue #123, Santa Cruz, CA 95060
Price: $835,000
Sq.Ft: 1,448
Beds/Baths: 3/2
$/Sq.Ft:
$57729.7%
Sale Date: 1/7/2025

Schools

Nearby school quality by education level

Middle

5.0/10
Average

High

9.0/10
Excellent

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 3 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

51/100
Average

Based on data from Watsonville Police Department

Total Crime Rate
1411.5
per 100,000 residents
Violent Crime Rate
602.0
per 100,000 residents
Property Crime Rate
800.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
678
Property Crimes
967
2023
Violent Crimes
526
22.4%
Property Crimes
652
32.6%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the foundation for cracks, especially near the corners and around the perimeter. Pay close attention to any signs of water damage or previous repairs.

Thoroughly inspect the roof for missing, damaged, or curling shingles. Look for signs of leaks in the attic, such as water stains or mold.

Questions to Ask

Important questions to ask during the tour

What is the age of the roof, and are there any warranties still in effect? Are there any known leaks or past repairs?

Has the property ever experienced flooding or water damage? If so, what measures were taken to mitigate the problem?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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