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2924 Loyola St
Score
0
Sacramento, CA

2924 Loyola St

545K
4 bd • 2 ba • 1,532 sf

This analysis was generated on 3/9/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00
List Price

$545,000

Price/Sq.Ft

$356

Year Built

1965

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Quartz Countertops: Modern quartz countertops in the kitchen add approximately $3,000 in value. • New Kitchen Cabinets: New white shaker-style cabinets increase the kitchen's appeal and functionality, adding around $5,000 in value. • Laminate Flooring: New laminate flooring throughout the living areas provides a modern look and adds approximately $2,000 in value. • Updated Kitchen • New Laminate Flooring • Fresh Paint • Modern Lighting Fixtures • Price Position: $355.74/sqft. Requires comparison to recent sales of similar properties in East Sacramento to assess competitiveness. • Appreciation Trend: 84.7% price increase since Dec 2024 sale at $295,000. Requires investigation to determine if justified by renovations, market changes, or other factors. • Investment Opportunity: After $6,500 in renovations, potential $13,500 equity gain (207.7% ROI) • Rental Income: $2,907/month with 99% occupancy (5.3% cap rate) • Schools: Given the average school ratings (5/10), the school proximity likely has a neutral to slightly positive impact on property values. Stronger school ratings typically correlate with higher property values, but these schools do not provide a significant premium. A more in-depth analysis of school performance metrics is needed for a definitive assessment. • Safety: Compared to state averages, violent crime is -16.8% lower, and property crime is -5.3% lower. However, compared to national averages, property crime is 13.6% higher, with robbery, burglary, and motor vehicle theft significantly elevated. • Future Development: No specific planned developments are mentioned for the immediate vicinity of 2924 Loyola St. The property description mentions proximity to shopping and dining, suggesting established commercial areas nearby. • The natural light in the kitchen and living areas appears to be good, thanks to the windows. The bedrooms also have decent natural light. • The layout is functional with an open-concept kitchen and living area. The flow between rooms is good. The bedrooms are adequately sized.
Quartz Countertops

Quartz Countertops

Modern quartz countertops in the kitchen add approximately $3,000 in value.

New Kitchen Cabinets

New Kitchen Cabinets

New white shaker-style cabinets increase the kitchen's appeal and functionality, adding around $5,000 in value.

Laminate Flooring

Laminate Flooring

New laminate flooring throughout the living areas provides a modern look and adds approximately $2,000 in value.

The Bad

• Fireplace Update (MEDIUM priority): $4,000 • Driveway Repair (LOW priority): $2,500 • Major flood risk (6/10) necessitates critical insurance coverage and potential mitigation measures. • Extreme air quality risk (10/10) and severe heat risk (7/10) may impact long-term desirability and property value. • Crime statistics indicate higher property crime rates compared to state and national averages, potentially affecting buyer perception. • Climate Risk: Due to the MAJOR flood risk (6/10), flood insurance is CRITICAL and will significantly increase annual insurance costs. Expect to pay between $1,500 - $3,000+ annually depending on coverage. The MODERATE fire risk (4/10) suggests considering fire insurance endorsements, adding approximately $200-500/year.

The Ugly

No critical issues identified
Outdated Fireplace

Outdated Fireplace

The fireplace appears outdated and may not be up to current safety standards. An inspection is recommended.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

Rental Property Investors: Potential annual revenue of $34,884 with 99% occupancy rate Value Investors: Projected 12.8% appreciation potential in moderate scenario Renovation-Minded Buyers: Estimated $6,500 in strategic upgrades could significantly increase property value

Not For

No specific buyer categories to avoid identified
Demographics
Area Median Income

$71,647

Property History

Price History
Ownership Timeline
$0Cash Purchase
Dec 10, 2024
Charles R Franchi, Charles Roger FranchiThelma Franchi
Affidavit Of Death
Non-Arm's Length Transactions
$295,000Financed
Dec 6, 2024
Thelma FranchiEquity Smart Investments Lp
Grant Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Nov 22, 2024
Department Of Veterans AffairsThelma Franchi
Quit Claim Deed
Non-Arm's Length Transactions

Property Taxes

$43,432
2024 Tax Assessment
211.2%from previous year
Assessed Value$96,744
Tax Rate44.89%

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

Data provided by Shadowmap

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Risk Assessment

Climate Risks

airSEVERE

33 bad air quality days per year

heatMAJOR

7 extreme heat days per year

98th percentile: 102°F

floodMAJOR

FEMA Zone: Low to Moderate Risk Area

Insurance: Required

fireMODERATE

Insurance: Recommended

windMINIMAL

Insurance: Optional

Safety Analysis

50/100
Average

Based on data from Rancho Cordova Police Department

Total Crime Rate
2653.0
per 100,000 residents
Violent Crime Rate
828.0
per 100,000 residents
Property Crime Rate
1818.0
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
773
Property Crimes
1,813
2023
Violent Crimes
883
14.2%
Property Crimes
1,837
1.3%

Risk Analysis

• Major flood risk (6/10) necessitates critical insurance coverage and potential mitigation measures. • Extreme air quality risk (10/10) and severe heat risk (7/10) may impact long-term desirability and property value. • Crime statistics indicate higher property crime rates compared to state and national averages, potentially affecting buyer perception. • Climate & Insurance: Mitigation for flood risk may involve elevating utilities or installing flood vents, costing $5,000 - $15,000. To address the EXTREME air quality risk, consider a HEPA air filtration system for $500 - $1,500. Heat mitigation could include reflective window film ($300-$800) and ensuring adequate attic insulation ($1,000-$3,000). • Cracked Driveway: Cracks are visible in the driveway, which could indicate underlying issues or settling. • Outdated Fireplace: The fireplace appears outdated and may not be up to current safety standards. An inspection is recommended.

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Schools

Rosemont High School

PublicGrades 9-12
6/10
High
1,311 students

Hubert H. Bancroft Elementary School

PublicGrades K-6
5/10
Elementary
435 students

Kit Carson Middle School

PublicGrades 7-12
5/10
MiddleHigh
533 students

Financials

Monthly Costs
Market Rent (4 bed)

$2,907

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$545,000
Price/sqft
$356
Layout
4 bd2 ba
Days on market
1 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$550,917

1.1%

Your price is 1.1% below average

Median Price

$558,500

2.4%

Based on 6 recent sales

Price per Sq.Ft

$359

0.9%

Your price is 0.9% below average $/sqft

Comparable Properties

2756 Honeysuckle Way, Sacramento, CA 95826
Price: $558,500
Sq.Ft: 1,508
Beds/Baths: 4/2
$/Sq.Ft:
$3704.1%
Sale Date: 2/6/2025
142 142 Lido Circle, Sacramento, CA 95826
Price: $542,000
Sq.Ft: 1,604
Beds/Baths: 3/2
$/Sq.Ft:
$3385.0%
Sale Date: 1/20/2025
2 Honey Bee Court, Sacramento, CA 95826
Price: $515,000
Sq.Ft: 1,493
Beds/Baths: 4/2
$/Sq.Ft:
$3453.0%
Sale Date: 1/10/2025
3992 Wildrose Way, Sacramento, CA 95826
Price: $465,000
Sq.Ft: 1,342
Beds/Baths: 3/2
$/Sq.Ft:
$3462.6%
Sale Date: 1/23/2025
8574 Erinbrook Way, Sacramento, CA 95826
Price: $605,000
Sq.Ft: 1,521
Beds/Baths: 4/2
$/Sq.Ft:
$39811.8%
Sale Date: 12/4/2024
8310 Mediterranean Way, Sacramento, CA 95826
Price: $620,000
Sq.Ft: 1,736
Beds/Baths: 3/2
$/Sq.Ft:
$3570.4%
Sale Date: 1/13/2025

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