masterkey logo
721 Big Bend Dr
Pacifica, CA

721 Big Bend Dr

$1,600,000
4 bd • 3 ba • 2,710 sf

This analysis was generated by artificial intelligence on 2/11/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

Listen

AI Property Analysis

0:00
0:00 / 0:00
List Price

$1,600,000

Price/Sq.Ft

$590

Year Built

1970

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• **Remodeled Kitchen and Bathrooms:** The property features a remodeled kitchen with quartz countertops, travertine backsplash, and honey oak cabinets, as well as remodeled bathrooms with granite countertops and travertine tile. These updates enhance the property's appeal and reduce the need for immediate renovations. • **Desirable Outdoor Space:** The two-level back deck with a retractable awning, porch swing, firepit, hot tub, and artificial turf provides ample space for outdoor relaxation and entertaining. The oversized driveway offers ample parking and RV parking. • **Scenic Views:** The property offers postcard-worthy views of rolling hills, sunrises, and sunsets, providing a tranquil and visually appealing living environment. The Milgard windows enhance the viewing experience. • **Functional Garage:** The two-car garage features custom cabinetry, a built-in workbench, and sleek epoxy flooring, offering a functional and organized space for storage and hobbies. • **Convenient Location:** The property is located minutes from Frontierland (trails, playground, fitness stations, pickleball), Nick's Seafood, and 15 minutes from SFO airport and the city, providing easy access to recreational activities, dining, and transportation.

The Bad

• **High Insurance Costs:** The estimated insurance cost of $5,760 per year is substantially higher than the national average. This is primarily due to the property's location in a high-risk flood zone and moderate fire risk area. This significantly increases the total cost of ownership. • **Price per Square Foot:** At $590.41 per square foot, the property is priced higher than some comparable homes in Pacifica. Researching recent sales of similar properties in the area is crucial to determine if the price is justified by the renovations and features. • **Limited Public Transportation:** Public transportation options in Pacifica are relatively limited compared to other parts of the Bay Area. This may be a disadvantage for those who rely on public transit for commuting or other transportation needs. • **Highway 1 Dependency:** Access to the property and surrounding areas relies heavily on Highway 1, which is prone to closures due to landslides and other issues. This can lead to significant commute delays and impact access to essential services. • **School Ratings:** While the property is located near several schools, the ratings of Ortega Elementary (5/10) and Cabrillo Elementary (6/10) are relatively average. Buyers with young children may want to consider this factor.

The Ugly

• **Extreme Flood Risk (10/10):** The property's location in FEMA Zone X_UNSHADED indicates a high probability of flooding, requiring potentially expensive flood insurance and raising concerns about property damage. This is a critical consideration for potential buyers. • **High Estimated Insurance Cost ($5,760/year):** The combination of flood and fire risks results in significantly higher insurance premiums compared to other areas. This adds a substantial ongoing cost to homeownership. • **Potential for Ongoing Maintenance:** Built in 1970, the property may require ongoing maintenance and potential upgrades to older systems (plumbing, electrical, HVAC). A thorough inspection is essential to identify potential issues and estimate repair costs. • **Air Quality Issues:** The MAJOR air quality risk (6/10) and 11 bad air days per year could impact respiratory health and limit outdoor activities. This may require investments in air purification systems. • **Dependency on Highway 1:** Pacifica's reliance on Highway 1 for access means potential disruptions due to closures caused by landslides, erosion, or accidents. This can significantly impact commute times and access to essential services.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Buyers Seeking a Remodeled Home with Views: This property offers remodeled kitchen and bathrooms, along with desirable vista views, appealing to those who value updated living spaces and scenic surroundings. • Individuals Valuing Outdoor Living: With features like a two-level deck, firepit, hot tub, and artificial turf, this home is ideal for people who prioritize outdoor relaxation and entertaining. The retractable awning provides added comfort and style. • Buyers Prioritizing Proximity to Amenities: Located minutes from Frontierland (trails, playground, fitness stations, pickleball) and a short drive from Nick's Seafood, SFO airport, and the city, the property suits those who appreciate easy access to recreational activities, dining, and transportation. • Individuals with RVs: The oversized driveway offers ample parking, including space for an RV, making this property suitable for those who own or plan to own a recreational vehicle. • Buyers Who Appreciate a Finished Garage: The custom cabinetry, built-in workbench, and epoxy flooring in the garage make it appealing to those who value a well-organized and functional workspace.

Not For

• Buyers Sensitive to Environmental Risks: The EXTREME flood risk (10/10) and MAJOR air quality risk (6/10) may deter those who prioritize living in areas with minimal environmental hazards. The high insurance costs associated with these risks may also be a deterrent. • Buyers on a Strict Budget: With an estimated insurance cost of $5,760 per year and a price per square foot of $590.41, this property may not be suitable for buyers seeking more affordable options in Pacifica. Factoring in potential mortgage payments, property taxes, and maintenance costs, the total cost of ownership could be substantial. • Buyers Requiring Minimal Commute Time: While the property is located 15 minutes from SFO airport and the city, Highway 1 challenges (closures due to landslides, erosion, and accidents) can impact commute times and access to essential services. This may not be ideal for those with inflexible work schedules or frequent travel needs. • Buyers Seeking a Newly Constructed Home: Built in 1970, this home may require ongoing maintenance and potential upgrades compared to newer constructions. Buyers seeking a move-in-ready property with modern amenities may prefer newer options. • Buyers Prioritizing Walkability and Public Transportation: Public transportation options in Pacifica are relatively limited compared to other parts of the Bay Area. While the property is close to Frontierland and Nick's Seafood, it may not be ideal for those who rely on public transit or prefer a highly walkable neighborhood.
Demographics
Area Median Income

$138,381

Price Prediction Challenge

Think you know what 721 Big Bend Dr will sell for? Put your market expertise to the test!

Be the first to predict

Your local insight could help set the benchmark for other buyers.

No predictions yet

Kick off the challenge by making your guess. You'll help other buyers get a feel for this property’s value—and you might just claim the top spot when it sells.

Unlock Premium Features

Supercharge Your Property Analysis

Get unlimited AI-powered insights and analysis to make confident decisions about any property you're interested in.

Best for serious buyers
  • Unlimited AI analysis
  • Unlimited AI chat
  • Advanced tools & insights
$24.92/mo
Billed yearlySave 17% ($60/year)
Cancel anytime • 30-day money-back guarantee

Risk Assessment

Climate Risks

floodEXTREME

FEMA Zone: X_UNSHADED

Insurance: Required

airMAJOR

11 bad air quality days per year

fireMODERATE

Insurance: Recommended

heatMINIMAL

8 extreme heat days per year

98th percentile: 80°F

windMINIMAL

Insurance: Optional

Risk Analysis

• **Extreme Flood Risk (10/10):** This significantly impacts insurance costs (estimated at $5,760/year) and raises concerns about potential property damage and long-term value depreciation. Obtaining detailed flood zone maps and understanding potential mitigation measures is crucial. The FEMA Zone X_UNSHADED designation requires careful scrutiny. • **Air Quality Risk (6/10):** With 11 bad air days per year, this could impact respiratory health and limit outdoor activities. Investing in high-quality air purifiers for indoor use may be necessary. Compare this to the average number of bad air days in other Bay Area locations. • **Highway 1 Dependency:** Access to the property and surrounding areas relies heavily on Highway 1, which is prone to closures due to landslides and other issues. This can lead to significant commute delays and impact access to essential services. Investigate alternative routes and transportation options. • **Aging Infrastructure:** Built in 1970, the property may require ongoing maintenance and potential upgrades to plumbing, electrical, and HVAC systems. Obtain a comprehensive home inspection to identify potential issues and estimate repair costs. • **Market Volatility:** The recent price reduction suggests potential market volatility. Monitor comparable sales in the area and consult with a local real estate expert to assess the property's current market value and long-term appreciation potential.
Insurance
Annual Cost

$5,760

$480 per month

Financials

Monthly Costs

Price History

Property Taxes

$12,451
2024 Tax Assessment
6.9%from previous year
Assessed Value$849,426
Tax Rate1.47%

Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Stats in the Area

Average Price

$1,600,000

0.0% below list price

Median Price

$1,600,000

Based on 1 recent sales

Price per Sq.Ft

$675

Comparable Properties

9 Barton Place, Pacifica, CA 94044
Price: $1,600,000
Sq.Ft: 2,370
Beds/Baths: 4/3
$/Sq.Ft:
$67514.3%
Sale Date: 10/4/2024

Frequently Asked Questions

Property Discussion

Start the Conversation

Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.

You
Potential Savings

$48,000

Analyze Any Property for Free

Get instant insights and potential savings on any Zillow® listing.

Free Analysis
AI-Powered Insights
Instant Results