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646 S 45th St
Score
76
San Diego, CA

646 S 45th St

769K
3 bd • 2 ba • 1,272 sf

This analysis was generated on 4/26/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

Property Overview

List Price
$769,000
+1%vs 92113
Price/Sq.Ft
$605
+8%vs 92113
Above Fair Value
1.3% above range

Current Price

$769,000

Fair Range

$745,000 - $759,000

$769,000
Below Market-20%
Above Market+20%

Negotiation Leverage

3 points to consider in your offer

Recommended Offer

$755,000
Success Probability:High(75%)

AI Rationale

Reflects fair market value considering needed repairs and market conditions. The cooling market and higher supply favor the buyer.

Overall Score
76
83
Home Condition
85
Natural Light
81
Value
62
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Concrete Backyard
Concrete Backyard

Concrete Backyard

The large concrete area in the backyard lacks landscaping and aesthetic appeal.

Window AC Unit
Window AC Unit

Window AC Unit

The window AC unit is visible in the backyard, suggesting the house may not have central AC.

Mini-Split AC Units
Mini-Split AC Units

Mini-Split AC Units

The mini-split AC units are visible in the living room and bedroom, which can be less aesthetically pleasing than central AC.

Kitchen Backsplash
Kitchen Backsplash

Kitchen Backsplash

The backsplash in the kitchen is a simple, vertically stacked tile, which may not appeal to all buyers.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Mar
2025
$556,000Cash Purchase
March 4, 2025
From:Laura Vallejo, The Laura Vallejo Trust
To:Pk Luxes Investments Llc
Grant Deed
Non-Residential Arm's Length Transactions

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$769,000
-30%List: $769,000+30%
20%
$153,800of $769,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $3,230/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$205,070
Closing Costs
+$51,270
Down Payment
$153,800
Buyer Agent Fee
$19,610
Loan Fees
$6,152
Title & Escrow
$4,614
Inspections
$900
Transfer Tax
$8,459
Prepaid Expenses
$11,535

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
1 days
vs 49 day average
This home has been listed for 1 days, while homes in this area typically sell in 49 days
Inventory Health
31
homes for sale
11 homes sold last month, indicating 2.8x more supply than demand
Price Dynamics
97.5%
of asking price
Homes typically sell for 2.5% below asking price

Price Trajectory

$679,500
Current median price
0.0%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is heating
Prices are up 4.5% over the last 3 months
3 Months
+4.5%
6 Months
-1.5%
1 Year
0.0%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market increasing 86.8% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$679,500
3 Months Ago
$423,500
+60.4%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$769,000
Price/sqft
$605
Layout
3 bd2 ba
Days on market
1 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$656,583

17.1%

Your price is 17.1% above average

Median Price

$703,000

9.4%

Based on 6 recent sales

Price per Sq.Ft

$521

16.0%

Your price is 16.0% above average $/sqft

Comparable Properties

3922 Ocean View Blvd, San Diego, CA 92113
Price: $703,000
Sq.Ft: 1,220
Beds/Baths: 3/2
$/Sq.Ft:
$5764.7%
Sale Date: 3/22/2025
2331 E 4th St, National City, CA 91950
Price: $605,000
Sq.Ft: 1,200
Beds/Baths: 4/2
$/Sq.Ft:
$50416.6%
Sale Date: 2/27/2025
646 S 45Th Street, San Diego, CA 92113
Price: $555,500
Sq.Ft: 1,272
Beds/Baths: 3/2
$/Sq.Ft:
$43727.8%
Sale Date: 1/27/2025
4721 Magnus Way, San Diego, CA 92113
Price: $790,000
Sq.Ft: 1,365
Beds/Baths: 4/2
$/Sq.Ft:
$5794.3%
Sale Date: 2/21/2025
3976 T St, Logan Heights, CA 92113
Price: $726,000
Sq.Ft: 1,300
Beds/Baths: 4/2
$/Sq.Ft:
$5587.6%
Sale Date: 1/9/2025
3745 Clinton Street, San Diego, CA 92113
Price: $560,000
Sq.Ft: 1,187
Beds/Baths: 3/2
$/Sq.Ft:
$47222.0%
Sale Date: 1/15/2025

Schools

Nearby school quality by education level

Elementary

4.0/10
Average

Middle

2.0/10
Below Average

High

3.0/10
Below Average

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 3 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

46/100
Average

Based on data from National City Police Department

Total Crime Rate
2059.5
per 100,000 residents
Violent Crime Rate
846.0
per 100,000 residents
Property Crime Rate
1202.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
834
Property Crimes
1,257
2023
Violent Crimes
858
2.9%
Property Crimes
1,170
6.9%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Thoroughly inspect the bathrooms, paying close attention to grout lines, caulking, and under sinks for signs of water damage or leaks.

Inspect the electrical panel for proper labeling, adequate amperage, and any signs of overheating or damage.

Walk the perimeter of the property, paying attention to the foundation for cracks, settling, or other signs of structural issues.

Check for any signs of mold or mildew, especially in bathrooms, kitchens, and basements (if applicable), paying attention to musty odors.

Questions to Ask

Important questions to ask during the tour

Given the major flood risk identified in the climate risk assessment, has the property ever flooded, and what measures have been taken to mitigate flood damage?

Can you provide documentation for all renovations and upgrades, including permits and warranties for appliances and systems?

Given the lower school ratings, are there any plans for improvements or changes in the local school district that could positively impact property values?

Has a professional home inspection been performed recently, and if so, can we review the report?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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