masterkey logo
437 E 4th St
Score
58
National City, CA

437 E 4th St

815K
3 bd • 1 ba • 1,460 sf

This analysis was generated on 4/19/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00

Property Overview

List Price
$815,000
+20%vs 91950
Price/Sq.Ft
$558
+13%vs 91950
Above Fair Value
0.6% above range

Current Price

$815,000

Fair Range

$785,000 - $810,000

$815,000
Below Market-20%
Above Market+20%

Negotiation Leverage

3 points to consider in your offer

Recommended Offer

$795,000
Success Probability:High(65%)

AI Rationale

The offer reflects needed renovations and market trends. The property's short DOM and competitive market may affect seller flexibility.

Overall Score
58
73
Home Condition
80
Natural Light
44
Value
63
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Brick Facade
Brick Facade

Brick Facade

The brick facade on the front of the house appears dated and may not appeal to all buyers.

Chain-Link Fence
Chain-Link Fence

Chain-Link Fence

The chain-link fence and brick base appear dated and detract from the curb appeal.

Worn Carpet
Worn Carpet

Worn Carpet

The carpet in the bedrooms appears worn and could benefit from replacement.

Basic Bathroom Fixtures
Basic Bathroom Fixtures

Basic Bathroom Fixtures

The bathrooms have some updates, but the fixtures and finishes are basic and could be upgraded.

Lack of Landscaping
Lack of Landscaping

Lack of Landscaping

The backyard is mostly paved with gravel and concrete, lacking greenery and aesthetic appeal.

Mosaic Tile Backsplash
Mosaic Tile Backsplash

Mosaic Tile Backsplash

The mosaic tile backsplash in the kitchen is dated and clashes with the modern white cabinets.

Shed Foundation
Shed Foundation

Shed Foundation

The shed appears to be placed on pallets, which is not a stable or permanent foundation.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Feb
2021
$495,000Financed
February 11, 2021
From:Torres Realty Llc
To:Mcgiver Flores, Alejandra Amador Velazquez
Grant Deed
Standard Sale (Purchase/Resales)

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$815,000
-30%List: $815,000+30%
20%
$163,000of $815,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $3,423/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$217,283
Closing Costs
+$54,283
Down Payment
$163,000
Buyer Agent Fee
$20,783
Loan Fees
$6,520
Title & Escrow
$4,890
Inspections
$900
Transfer Tax
$8,965
Prepaid Expenses
$12,225

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
11 days
vs 48 day average
This home has been listed for 11 days, while homes in this area typically sell in 48 days
Inventory Health
30
homes for sale
15 homes sold last month, indicating 2.0x more supply than demand
Price Dynamics
98.7%
of asking price
Homes typically sell for 1.3% below asking price

Price Trajectory

$702,500
Current median price
-2.9%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is stable
Prices are up 0.4% over the last 3 months
3 Months
+0.4%
6 Months
+1.4%
1 Year
-2.9%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market decreasing 57.4% over the past 3 months suggests stronger seller position.

Historical Comparison
Current Value
$702,500
3 Months Ago
$447,500
+57.0%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$815,000
Price/sqft
$558
Layout
3 bd1 ba
Days on market
11 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$714,667

14.0%

Your price is 14.0% above average

Median Price

$758,000

7.5%

Based on 6 recent sales

Price per Sq.Ft

$530

5.3%

Your price is 5.3% above average $/sqft

Comparable Properties

132 Palm Ave, National City, CA 91950
Price: $560,000
Sq.Ft: 1,385
Beds/Baths: 4/2
$/Sq.Ft:
$40427.6%
Sale Date: 1/15/2025
1129 Coolidge Avenue, National City, CA 91950
Price: $680,000
Sq.Ft: 1,268
Beds/Baths: 3/2
$/Sq.Ft:
$5363.9%
Sale Date: 2/7/2025
505 E 4th St, National City, CA 91950
Price: $840,000
Sq.Ft: 1,300
Beds/Baths: 4/2
$/Sq.Ft:
$64615.8%
Sale Date: 1/13/2025
232 E 16th St, National City, CA 91950
Price: $780,000
Sq.Ft: 1,235
Beds/Baths: 3/2
$/Sq.Ft:
$63213.1%
Sale Date: 1/17/2025
1733 Delta St., National City, CA 91950
Price: $758,000
Sq.Ft: 1,614
Beds/Baths: 4/2
$/Sq.Ft:
$47015.9%
Sale Date: 12/18/2024
1603 Beta, National City, CA 91950
Price: $670,000
Sq.Ft: 1,359
Beds/Baths: 4/2
$/Sq.Ft:
$49311.7%
Sale Date: 11/22/2024

Schools

Details about nearby schools in this area

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 2 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

46/100
Average

Based on data from National City Police Department

Total Crime Rate
2059.5
per 100,000 residents
Violent Crime Rate
846.0
per 100,000 residents
Property Crime Rate
1202.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
834
Property Crimes
1,257
2023
Violent Crimes
858
2.9%
Property Crimes
1,170
6.9%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the solar panel system, including inverters and wiring, for any signs of damage or wear. Request documentation of system performance and maintenance history.

Thoroughly inspect the foundation for cracks, especially around the perimeter and in the basement (if applicable). Look for signs of water intrusion or settling.

Examine the ADU plans to understand the scope of work, required permits, and potential costs associated with construction. Verify that the plans are fully approved and compliant with local building codes.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation of the solar panel system's installation date, warranty information, and average monthly energy production?

What is the timeline and requirements for the approved ADU plans? Are there any outstanding fees or conditions associated with the approval?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

Start the Conversation

Share your insights on this property—did you visit the open house? Know of any hidden pros or cons? Your street-level knowledge could be exactly what another buyer needs.

You
Join 1,000+ buyers

Analyze Any Property for Free

Get instant insights and potential savings on any Zillow listing.

Free Analysis
AI-Powered Insights
Instant Results