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1901 Gamma St
Score
75
National City, CA

1901 Gamma St

735K
3 bd • 2 ba • 1,679 sf

This analysis was generated on 4/23/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$735,000
+8%vs 91950
Price/Sq.Ft
$438
-11%vs 91950
Above Fair Value
0.3% above range

Current Price

$735,000

Fair Range

$702,500 - $732,500

$735,000
Below Market-20%
Above Market+20%

Negotiation Leverage

5 points to consider in your offer

Recommended Offer

$705,000
Success Probability:High(65%)

AI Rationale

The offer reflects the cost of necessary repairs and updates, including exterior painting, carpet replacement, and outdated features. The market's transitioning state and balanced supply-demand indicate potential seller flexibility.

Overall Score
75
73
Home Condition
82
Natural Light
90
Value
58
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Dated Carpet
Dated Carpet

Dated Carpet

The carpet throughout the living areas appears dated and could benefit from replacement.

Outdated Wall Heaters
Outdated Wall Heaters

Outdated Wall Heaters

The wall heater units appear old and inefficient.

Stone Accent Wall
Stone Accent Wall

Stone Accent Wall

The stone accent wall in the large living area is an outdated design element.

Worn Carpet
Worn Carpet

Worn Carpet

The carpet in the bedrooms appears dated and worn.

Outdated Bathroom
Outdated Bathroom

Outdated Bathroom

The bathroom has an outdated vanity and fixtures.

Red Patio Cover
Red Patio Cover

Red Patio Cover

The red painted patio cover appears dated and could benefit from a refresh.

Chain-Link Fence
Chain-Link Fence

Chain-Link Fence

The chain-link fence is functional but detracts from the overall aesthetic.

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Oct
2020
$0Cash Purchase
October 14, 2020
From:Purisima P Lobato, Delfin Lobato
To:Purisima P Lobato
Affidavit Of Death
Non-Arm's Length Transactions

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$735,000
-30%List: $735,000+30%
20%
$147,000of $735,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $3,087/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$196,043
Closing Costs
+$49,043
Down Payment
$147,000
Buyer Agent Fee
$18,743
Loan Fees
$5,880
Title & Escrow
$4,410
Inspections
$900
Transfer Tax
$8,085
Prepaid Expenses
$11,025

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
3 days
vs 48 day average
This home has been listed for 3 days, while homes in this area typically sell in 48 days
Inventory Health
30
homes for sale
15 homes sold last month, indicating 2.0x more supply than demand
Price Dynamics
98.7%
of asking price
Homes typically sell for 1.3% below asking price

Price Trajectory

$702,500
Current median price
-2.9%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is stable
Prices are up 0.4% over the last 3 months
3 Months
+0.4%
6 Months
+1.4%
1 Year
-2.9%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Days on market decreasing 57.4% over the past 3 months suggests stronger seller position.

Historical Comparison
Current Value
$702,500
3 Months Ago
$447,500
+57.0%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$735,000
Price/sqft
$438
Layout
3 bd2 ba
Days on market
3 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$692,339

6.2%

Your price is 6.2% above average

Median Price

$749,000

1.9%

Based on 6 recent sales

Price per Sq.Ft

$425

3.0%

Your price is 3.0% above average $/sqft

Comparable Properties

5707 Elk Street, San Diego, CA 92114
Price: $627,500
Sq.Ft: 1,583
Beds/Baths: 3/2
$/Sq.Ft:
$3969.4%
Sale Date: 3/13/2025
5289 Velma, San Diego, CA 92114
Price: $749,000
Sq.Ft: 1,680
Beds/Baths: 4/2
$/Sq.Ft:
$4461.8%
Sale Date: 1/10/2025
220 S. 58th Street, Encanto, CA 92114
Price: $600,535
Sq.Ft: 1,868
Beds/Baths: 2/2
$/Sq.Ft:
$32126.6%
Sale Date: 2/4/2025
1733 Delta St., National City, CA 91950
Price: $758,000
Sq.Ft: 1,614
Beds/Baths: 4/2
$/Sq.Ft:
$4707.3%
Sale Date: 12/18/2024
1497 Ebbs St, Encanto, CA 92114
Price: $859,000
Sq.Ft: 1,681
Beds/Baths: 4/2
$/Sq.Ft:
$51116.7%
Sale Date: 12/5/2024
132 Palm Ave, National City, CA 91950
Price: $560,000
Sq.Ft: 1,385
Beds/Baths: 4/2
$/Sq.Ft:
$4047.6%
Sale Date: 1/15/2025

Schools

Details about nearby schools in this area

Neighborhood Mobility

How easily you can get around with or without a car

Scores are out of 100. Higher scores indicate better accessibility. Data provided by Walk Score®.

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 2 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

46/100
Average

Based on data from National City Police Department

Total Crime Rate
2059.5
per 100,000 residents
Violent Crime Rate
846.0
per 100,000 residents
Property Crime Rate
1202.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
834
Property Crimes
1,257
2023
Violent Crimes
858
2.9%
Property Crimes
1,170
6.9%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the roof closely for any signs of leaks, damage, or wear, despite the listing stating 'NEWER Roof'. Check the age of the roof in the disclosures.

Thoroughly inspect all windows, especially the 'NEWER Windows,' for proper sealing, operation, and any signs of condensation between panes.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation for the 'NEWER Roof' and 'NEWER Windows,' including dates of installation and any warranties?

What is the typical monthly cost for heating and cooling this property, especially considering the 'Other/Remarks' for heating and cooling and the projected increase in hot days?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

Property Discussion

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