Score
0Rochester, NY
108 Charlton Rd
190K
4 beds
2 baths
1,440 sqft
4 bd • 2 ba • 1,440 sf
This analysis was generated on 2/9/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$189,900
Price/Sq.Ft
$132
Year Built
1927
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
• Excellent School District: The property is located near highly-rated schools, including Briarwood School (10/10), Dake Junior High (6/10), and Irondequoit High School (8/10). This is a major draw for families with children. Homes in the Briarwood School district command a 5-10% premium compared to other areas of West Irondequoit.
• Updated Kitchen: The kitchen features modern cabinetry, a stylish tile backsplash, and newer appliances (2021), reducing immediate renovation costs. A kitchen remodel in Rochester typically costs $15,000 - $30,000, so this is a significant advantage.
• New Roof (2018): The roof was replaced in 2018, minimizing concerns about leaks or replacement costs for the near future. A new roof in Rochester costs approximately $8,000 - $12,000.
• Two-Car Attached Garage: The attached garage provides convenient parking and storage, especially valuable during Rochester's harsh winters. Detached garages typically add $5,000-$10,000 to a property's value, while an attached garage is more desirable.
• Low Climate Risk: The property has minimal flood (1/10) and wind (1/10) risk, resulting in lower insurance costs. The estimated insurance cost of $683.64/year is below the national average.
The Bad
• Limited Bathroom Space: With only 2 bathrooms for a 4-bedroom house, the property may not be ideal for larger families or those who value bathroom privacy. The average 4-bedroom house in Rochester has 2.5 bathrooms.
• Smaller Lot Size: While the backyard is described as spacious and private, the listing doesn't provide specific lot dimensions. Compared to suburban homes with larger lots, this property may offer less outdoor space. The average lot size in West Irondequoit is 0.25 acres, so this property is likely around that size or smaller.
• Third Floor as Only 4th Bedroom: The finished third floor is presented as a flexible space, but using it solely as a 4th bedroom may feel isolated or less convenient than having bedrooms on the second floor.
• Increase in Price: The price increased 47.3% since the last listing in 2020, that's almost 10% per year, well above the national average of 3-5%. While houses have increased in value, it's important to consider if the price justifies the increase.
The Ugly
• Older Home Issues: Built in 1927, the home may have hidden problems common in older homes, such as outdated plumbing, electrical systems, or insulation. Addressing these issues could require significant investment.
• High Property Taxes: Rochester has relatively high property taxes, which can significantly increase the total cost of ownership. Monroe County's average property tax rate is around 2.2%, which would equate to approximately $4,177 in annual property taxes on this home.
• Limited Updates Information: While the kitchen and roof have been updated, the listing lacks details about other potential updates, such as the furnace, windows, or insulation. These systems may be original and nearing the end of their lifespan. A new furnace in Rochester costs approximately $4,000 - $6,000.
• Finished Third Floor Heating/Cooling: The listing does not specify how the finished third floor is heated or cooled. If it lacks proper insulation or HVAC, it may be uncomfortable to use year-round and require additional investment. Expect to pay between $1,500 and $4,000 for a split system to heat and cool the third floor.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
• Buyers Seeking a Classic Colonial with Character: The home's original gumwood trim, hardwood floors, and built-ins appeal to those who appreciate architectural details of the 1920s.
• Families Prioritizing School Quality: Located within 0.7 miles of Briarwood School (10/10 rating), Dake Junior High (6/10 rating), and Irondequoit High School (8/10 rating), the property suits families with school-aged children.
• Individuals Valuing Proximity to Amenities: The property's location offers convenient access to Wegmans and other amenities, simplifying errands and daily routines.
• Buyers Desiring a Move-In Ready Home: Recent updates to the kitchen, bathroom, and roof (2018) reduce immediate maintenance concerns, making it appealing to those seeking a hassle-free purchase.
• Buyers Comfortable with an Estimated Monthly Mortgage of $1,200-1,500: Considering a 20% down payment and current interest rates, the estimated mortgage falls within this range, aligning with a manageable budget for some buyers.
Not For
• Buyers Seeking a Modern, Open-Concept Home: The property's colonial layout with separate rooms and original features may not appeal to those preferring contemporary designs.
• Individuals Requiring a Large, Updated Kitchen: While the kitchen has been updated, its size and layout may not meet the needs of serious cooks or those who desire a large, modern kitchen space.
• Buyers with Mobility Issues: The finished third floor, accessible by stairs, may not be suitable for individuals with mobility limitations.
• Individuals Unwilling to Maintain Original Features: The gumwood trim, hardwood floors, and leaded glass windows require specific care and maintenance, which may deter those seeking a low-maintenance property.
• Renters: While the monthly payment may be similar to renting a four bedroom apartment, you will still need to come up with a down payment and will be responsible for maintenance and upkeep of the property.
Demographics
Area Median Income
$76,365
Property History
Price History
Ownership Timeline
$129,000Financed
Jun 22, 2020Alan P Petrosky, Megan M HallahanKaylynn M Hallahan
Warranty Deed
Standard Sale (Purchase/Resales)
$117,000Cash Purchase
Apr 30, 2007Craig LaudadioAlan P Petrosky
Deed
Standard Sale (Purchase/Resales)
Property Taxes
$0
2023 Tax Assessment
Assessed Value$187,000
Tax Rate0.00%
Sunlight Analysis
Visualize how sunlight affects this property throughout the day and year.
Sunlight Analysis
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Schools
Nearby school quality by education level
Middle
6.0/10
GoodHigh
8.0/10
ExcellentFinancials
Monthly Costs
Market Rent (4 bed)
Get a detailed estimate on Zillow$839
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$189,900
Price/sqft
$132
Layout
4 bd•2 ba
Days on market
4 daysat time of analysis
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$236,167
19.6%
Your price is 19.6% below average
Median Price
$237,000
19.9%
Based on 6 recent sales
Price per Sq.Ft
$163
19.1%
Your price is 19.1% below average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 133 Leland Road, Irondequoit, NY 14617 | $207,000 | 1,482 | 3 | 2 | $1405.9% | 12/4/2024 |
| 112 Oneta Road, Irondequoit, NY 14617 | $200,000 | 1,513 | 4 | 2 | $1320.2% | 12/10/2024 |
| 96 Upland Drive, Irondequoit, NY 14617 | $260,000 | 1,430 | 3 | 2 | $18237.9% | 11/20/2024 |
| 153 Allwood Drive, Irondequoit, NY 14617 | $301,000 | 1,436 | 3 | 2 | $21058.9% | 11/13/2024 |
| 81 Mayfair Drive, Irondequoit, NY 14617 | $237,000 | 1,435 | 3 | 2 | $16525.2% | 11/12/2024 |
| 536 Wimbledon Road, Irondequoit, NY 14617 | $212,000 | 1,394 | 3 | 2 | $15215.3% | 11/19/2024 |
133 Leland Road, Irondequoit, NY 14617
Price: $207,000
Sq.Ft: 1,482
Beds/Baths: 3/2
$/Sq.Ft:
$1405.9%
Sale Date: 12/4/2024
112 Oneta Road, Irondequoit, NY 14617
Price: $200,000
Sq.Ft: 1,513
Beds/Baths: 4/2
$/Sq.Ft:
$1320.2%
Sale Date: 12/10/2024
96 Upland Drive, Irondequoit, NY 14617
Price: $260,000
Sq.Ft: 1,430
Beds/Baths: 3/2
$/Sq.Ft:
$18237.9%
Sale Date: 11/20/2024
153 Allwood Drive, Irondequoit, NY 14617
Price: $301,000
Sq.Ft: 1,436
Beds/Baths: 3/2
$/Sq.Ft:
$21058.9%
Sale Date: 11/13/2024
81 Mayfair Drive, Irondequoit, NY 14617
Price: $237,000
Sq.Ft: 1,435
Beds/Baths: 3/2
$/Sq.Ft:
$16525.2%
Sale Date: 11/12/2024
536 Wimbledon Road, Irondequoit, NY 14617
Price: $212,000
Sq.Ft: 1,394
Beds/Baths: 3/2
$/Sq.Ft:
$15215.3%
Sale Date: 11/19/2024
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