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95 CARIBBEAN Place
Score
0
Saint Johns, FL

95 CARIBBEAN Place

900K
4 bd • 3 ba • 3,385 sf

This analysis was generated on 2/19/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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List Price

$899,900

Price/Sq.Ft

$266

Year Built

2020

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Newer Construction: Built in 2020, the home offers modern construction standards and updated features, potentially reducing near-term maintenance costs. • Desirable Community: Located in the award-winning Beachwalk community, known for its unique amenities and beach-style living. • Access to Amenities: Residents have access to the Beachwalk Club and its 14-acre crystal lagoon, providing recreational opportunities. • Good Schools: The property is located near highly-rated schools like Liberty Pines Academy (9/10) and Beachside High School (7/10). • Convenient Location: Situated on Route 210, the property offers easy access to U.S. 1 and I-95, facilitating commuting and travel.

The Bad

• Pricey: The property's price of $899,900 is high and may be overpriced compared to similar homes. • High Climate Risk: The property has major risks for fire (6/10), extreme risks for heat (9/10) and wind (9/10). • Extended Time on Market: With 116 days on the market, the property is taking longer to sell than average in St. Johns, which could indicate issues with pricing or condition. • Price Reduction: The recent 2.2% price decrease suggests the seller is having difficulty finding a buyer at the original price.

The Ugly

• High Estimated Insurance Costs: The estimated annual insurance cost of $3239.64 is significant and reflects the property's exposure to climate-related risks. • Significant Price Increase Since Last Sale: The property was sold for $577,201 in 2020 and is now listed for $899,900, representing a 59.4% increase in just over four years. This rapid appreciation may not be sustainable. • Potential for High Utility Costs: With extreme heat risk, cooling costs during the summer months could be substantial. The lack of specific energy-efficient features mentioned in the listing is concerning. • Reliance on HOA: The advertised 'beach-style living' is highly dependent on the Beachwalk HOA and continued maintenance of the lagoon and other shared spaces. Any future issues with the HOA's finances or management could negatively impact the property's appeal.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Families Seeking Top-Rated Schools: Located 2.5 miles from Liberty Pines Academy (9/10 rating) and 0.3 miles from Beachside High School (7/10 rating), this home offers convenient access to highly-regarded public schools. • Buyers Prioritizing Community Amenities: Residents can enjoy the Beachwalk Club with its 14-acre crystal lagoon, providing a unique beach-style living experience. • Individuals Seeking a Newer Home: Built in 2020, this property offers modern construction and updated features, potentially reducing immediate maintenance needs. • Buyers Valuing Accessibility: The property's location on Route 210 provides quick access to U.S. 1 and I-95, offering convenient commuting options. • Those Seeking a Home with a Master Suite Downstairs: The master-downstairs layout provides convenience and privacy.

Not For

• Buyers Sensitive to Climate Risks: This property has extreme heat and wind risk scores (9/10) and a major fire risk (6/10), which may increase insurance costs and require additional mitigation measures. • Individuals Seeking Established Neighborhoods: Beachwalk is a newer community, which may lack the established trees and mature landscaping found in older neighborhoods. • Those Prioritizing Large Lot Sizes: While the property details don't specify lot size, newer communities often have smaller lots compared to older, more established areas. • Buyers Seeking Lower HOA Fees: Communities with extensive amenities like Beachwalk often have higher HOA fees to cover the costs of maintaining those amenities.
Demographics
Area Median Income

$134,552

Property History

Price History
Ownership Timeline
$577,300Financed
Aug 28, 2020
Lennar Homes LlcCarlos O Morales, Glorivi Guzman
Special Warranty Deed
New Construction Residential Transactions
$492,900Cash Purchase
Jun 18, 2019
Twin Creeks Development Associates LlcLennar Homes Llc
Special Warranty Deed
Non-Residential Arm's Length Transactions

Sunlight Analysis

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Sunlight Analysis

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Risk Assessment

Climate Risks

heatSEVERE

7 extreme heat days per year

98th percentile: 107°F

windSEVERE

Insurance: Required

fireMAJOR

Insurance: Required

airMODERATE

3 bad air quality days per year

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Optional

Risk Analysis

• High Heat Risk: With an extreme heat risk (9/10) and a 98th percentile temperature of 107°F, cooling costs could be substantial during the summer months. Consider energy-efficient upgrades to mitigate this risk. • High Wind Risk: An extreme wind risk (9/10) suggests the need for hurricane preparedness measures, such as impact windows or shutters, adding to the overall cost of ownership. Wind insurance will also be a significant expense. • Major Fire Risk: A fire risk score of 6/10 may lead to higher insurance premiums. Evaluate defensible space around the property and consider fire-resistant landscaping. • Extended Time on Market: The property has been on the market for 116 days, which is above average. This could indicate pricing issues, needed repairs, or changing market conditions. A thorough inspection and market analysis are recommended. • Potential for HOA Fee Increases: As Beachwalk continues to develop, HOA fees could increase to cover the costs of maintaining and expanding community amenities.
Insurance
Annual Cost

$3,240

$270 per month

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Schools

Showing top 5 of 11 schools

Pacetti Bay Middle School

Public•Grades 6-8
10/10
Middle
1,090 students

Liberty Pines Academy

Public•Grades PK-8
10/10
ElementaryMiddle
1,368 students

Durbin Creek Elementary School

Public•Grades PK-5
10/10
Elementary
518 students

Durbin Creek Elementary School

Public•Grades PK-5
9/10
Elementary
753 students

Fruit Cove Middle School

Public•Grades 6-8
9/10
Middle
1,190 students

Financials

Monthly Costs
Market Rent (4 bed)

$3,180

Get a detailed estimate on Zillow®
HOA Fee

$162

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$899,900
Price/sqft
$266
Layout
4 bd•3 ba
Days on market
115 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$702,583

28.1%

Your price is 28.1% above average

Median Price

$556,000

61.9%

Based on 6 recent sales

Price per Sq.Ft

$233

14.1%

Your price is 14.1% above average $/sqft

Comparable Properties

351 CARIBBEAN Place, St Johns, FL 32259
Price: $960,000
Sq.Ft: 3,385
Beds/Baths: 4/3
$/Sq.Ft:
$2846.7%
Sale Date: 12/10/2024
519 MARQUESA Circle, St Johns, FL 32259
Price: $556,000
Sq.Ft: 2,749
Beds/Baths: 3/3
$/Sq.Ft:
$20223.9%
Sale Date: 1/20/2025
571 MARQUESA Circle, St Johns, FL 32259
Price: $500,000
Sq.Ft: 2,749
Beds/Baths: 3/3
$/Sq.Ft:
$18231.6%
Sale Date: 1/13/2025
585 MARQUESA Circle, St Johns, FL 32259
Price: $527,500
Sq.Ft: 2,749
Beds/Baths: 3/3
$/Sq.Ft:
$19227.8%
Sale Date: 10/29/2024
535 MARQUESA Circle, St Johns, FL 32259
Price: $520,000
Sq.Ft: 2,749
Beds/Baths: 3/3
$/Sq.Ft:
$18928.8%
Sale Date: 10/7/2024
213 Topside Dr, St Johns, FL 32259
Price: $1,152,000
Sq.Ft: 3,281
Beds/Baths: N/A/N/A
$/Sq.Ft:
$35132.1%
Sale Date: 10/23/2024

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