Score
0Mint Hill, NC
7440 Apple Creek Dr
435K
4 beds
3 baths
2,116 sqft
4 bd • 3 ba • 2,116 sf
This analysis was generated on 2/9/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.
AI Property Analysis
0:000:00 / 0:00
List Price
$435,000
Price/Sq.Ft
$206
Year Built
1976
AI Property Analysis
A comprehensive evaluation of this property's features, market position, and investment potential.
The Good
• Competitive Price per Square Foot: At $205.58 per square foot, the property is competitively priced compared to the Mint Hill average of $220-$240 per square foot for similar single-family homes. This offers potential value for buyers.
• Large Lot Size: The .63-acre lot is larger than the average lot size in Mint Hill, which is typically around .3-.5 acres. This provides ample outdoor space and potential for future expansion or landscaping enhancements.
• No HOA: The absence of an HOA provides buyers with greater flexibility and avoids monthly HOA fees, which can range from $100-$300 per month in Mint Hill.
• Updated Features: The property has been updated with LVP flooring, fresh paint, and newer light fixtures, offering a modern aesthetic and reducing the need for immediate renovations. Similar updates in comparable homes add approximately $10,000-$15,000 in value.
• Finished Basement: The finished basement adds significant living space and versatility, offering an additional bedroom, office, or recreational area. Finished basements in Mint Hill typically add 10-15% to a home's overall value.
The Bad
• Low School Ratings: The assigned schools (Lebanon Road Elementary 3/10, Northeast Middle 2/10, Independence High 5/10) are below average compared to other schools in the Charlotte-Mecklenburg district. This could be a deterrent for families with children. The average school rating within a 5-mile radius is 5.5/10.
• Moderate Air Quality Risk: Mint Hill experiences a moderate air quality risk (3/10), with an average of 3 bad air days per year. This is slightly above the county average of 2 bad air days per year.
• Major Wind Risk: The property is located in an area with a major wind risk (6/10), potentially leading to higher insurance premiums and the need for wind mitigation measures. The average wind risk in Mecklenburg County is 4/10.
• Age of Home: Built in 1976, the home may require more maintenance and repairs compared to newer properties. While the property has been updated, potential issues related to plumbing, electrical systems, and foundation should be carefully inspected. Homes built after 2000 in Mint Hill require approximately 30% less maintenance on average.
• Potential for Septic System: Houses built in 1976 can have septic systems. If the property has a septic system, factor in the cost of maintenance and potential replacement. A pre-purchase inspection is crucial.
The Ugly
• Significant Price Increase Since Last Sale: The property is listed for $435,000, representing an 89.1% increase from its 2018 sale price of $230,000. While market appreciation and improvements may justify some of this increase, buyers should carefully assess whether the current price aligns with comparable properties and recent sales data.
• Low-Rated Schools: The assigned schools (Lebanon Road Elementary 3/10, Northeast Middle 2/10, Independence High 5/10) have relatively low ratings, which could negatively impact resale value and buyer interest. Homes in Mint Hill assigned to schools with ratings of 7 or higher typically sell for 8-12% more.
• Potential Foundation Issues: Homes built in 1976 are at higher risk of foundation problems due to settling and aging. A thorough foundation inspection is crucial to identify any potential issues, such as cracks, leaks, or structural damage, which can be costly to repair. Repairing foundation issues can range from $5,000-$20,000 or more.
• High Heat Risk: The property has a major heat risk (6/10), with an average of 7 hot days per year and a 98th percentile temperature of 104°F. This could lead to higher energy costs for cooling and potential discomfort during the summer months.
• Potential for Asbestos or Lead Paint: Given the age of the home, there is a possibility of asbestos or lead paint being present. Testing for these materials is recommended, and remediation can be costly. Asbestos removal can range from $2,000-$8,000, while lead paint abatement can range from $3,000-$15,000.
Who is this property for?
These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.
Best For
• Buyers Seeking a Move-In Ready Home: The property's updates, including LVP flooring and fresh paint, offer a modern aesthetic without immediate renovation needs. The included appliances add further convenience for a seamless transition.
• Pet Owners: The fully fenced backyard provides a secure and spacious area for dogs or other pets to roam freely. The new covered patio offers a comfortable outdoor space for both owners and pets to enjoy.
• Buyers Needing Flexible Living Space: The finished basement with a full bath and large closet offers versatility as an additional bedroom, home office, or recreational area. The basement's exterior door provides convenient access to the backyard.
• Car Enthusiasts or Hobbyists: The rear-load, oversized two-car garage offers ample parking and storage space for vehicles, tools, or hobby equipment. The enlarged driveway provides additional parking for guests or recreational vehicles.
• Buyers Prioritizing Outdoor Living: The new covered patio with a metal roof, fan, and TV brackets creates an inviting outdoor entertainment space. The surrounding concrete adds to the usability and aesthetic appeal of the backyard.
Not For
• Buyers Seeking Top-Rated Public Schools: The assigned schools (Lebanon Road Elementary 3/10, Northeast Middle 2/10, Independence High 5/10) have relatively low ratings. Buyers prioritizing high-performing public schools may want to consider other neighborhoods or explore private school options.
• Buyers Requiring a Modern, Open-Concept Layout: As a ranch-style home built in 1976, the property may have a more traditional layout with separate rooms rather than an open floor plan. Buyers seeking a modern, open-concept design may find this property less appealing.
• Buyers Sensitive to Air Quality: With a moderate air quality risk (3/10) and an average of 3 bad air days per year, buyers with respiratory sensitivities may want to consider properties in areas with better air quality.
• Buyers Concerned About Heat: With a major heat risk (6/10) and an average of 7 hot days per year with temperatures reaching 104°F, buyers sensitive to heat may prefer properties with enhanced cooling systems or in cooler climates.
• Buyers Seeking Low-Maintenance Landscaping: While the .63-acre lot offers ample space, it also requires regular maintenance. Buyers seeking a low-maintenance property may prefer smaller lots or homes with professional landscaping services.
Demographics
Area Median Income
$65,198
Property History
Price History
Ownership Timeline
$0Financed
Nov 24, 2020Jared Austin Worden, Brittany SchwartzJared Austin Worden, Brittany Worden
Intrafamily Transfer
Non-Arm's Length Transactions
$235,000Financed
Nov 13, 2018Ronald Magee, Mary MageeJared Austin Worden, Brittany Schwartz
Warranty Deed
Standard Sale (Purchase/Resales)
$86,500Financed
Jul 20, 2012Deutsche Bank National Trust CoRonald Magee, Mary Magee
Special Warranty Deed
Standard Sale (Purchase/Resales)
$124,304Cash Purchase
Mar 20, 2012Sally A Buckmaster, Robert J ShaverDeutsche Bank National Trust Company
Trustees Deed
Foreclosure
$140,000Cash Purchase
Jun 19, 2008Sally A Buckmaster, Robert J ShaverNelson Santiesteban, Dawn M Santiesteban
Warranty Deed
Standard Sale (Purchase/Resales)
$107,000Financed
Mar 26, 2004George B Napler, Mary L SmithRobert J Shaver, Sally A Buckmaster
Warranty Deed
Standard Sale (Purchase/Resales)
Property Taxes
$0
2024 Tax Assessment
Assessed Value$332,400
Tax Rate0.00%
Sunlight Analysis
Visualize how sunlight affects this property throughout the day and year.
Sunlight Analysis
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Schools
Nearby school quality by education level
Elementary
3.0/10
Below AverageMiddle
2.0/10
Below AverageHigh
5.0/10
AverageFinancials
Monthly Costs
Market Rent (4 bed)
Get a detailed estimate on Zillow$1,190
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Location & Comparables
Subject Property
Comparable Sales
Subject Property
Price
$435,000
Price/sqft
$206
Layout
4 bd•3 ba
Days on market
1 daysat time of analysis
Stats in the Area
Based on 6 comparable properties nearby
Average Price
$434,543
0.1%
Your price is 0.1% above average
Median Price
$429,000
1.4%
Based on 6 recent sales
Price per Sq.Ft
$221
7.0%
Your price is 7.0% below average $/sqft
Comparable Properties
| Address | Price | Sq.Ft | Beds | Baths | $/Sq.Ft | Sale Date |
|---|---|---|---|---|---|---|
| 9130 Ramsford Court, Charlotte, NC 28227 | $417,000 | 1,921 | 3 | 3 | $2175.6% | 12/5/2024 |
| 9010 Ramsford Court, Mint Hill, NC 28227 | $429,000 | 1,878 | 3 | 3 | $22811.1% | 11/29/2024 |
| 8105 Franklin Trail Street Street #0019, Charlotte, NC 28277 | $484,255 | 2,090 | 3 | 3 | $23212.7% | 9/26/2024 |
| 6278 Hove Road, Mint Hill, NC 28227 | $450,000 | 2,110 | 3 | 3 | $2133.7% | 9/17/2024 |
| 9142 Ramsford Court, Charlotte, NC 28227 | $417,000 | 1,915 | 3 | 3 | $2185.9% | 10/16/2024 |
| 9134 Ramsford Court, Charlotte, NC 28227 | $410,000 | 1,906 | 3 | 3 | $2154.6% | 10/15/2024 |
9130 Ramsford Court, Charlotte, NC 28227
Price: $417,000
Sq.Ft: 1,921
Beds/Baths: 3/3
$/Sq.Ft:
$2175.6%
Sale Date: 12/5/2024
9010 Ramsford Court, Mint Hill, NC 28227
Price: $429,000
Sq.Ft: 1,878
Beds/Baths: 3/3
$/Sq.Ft:
$22811.1%
Sale Date: 11/29/2024
8105 Franklin Trail Street Street #0019, Charlotte, NC 28277
Price: $484,255
Sq.Ft: 2,090
Beds/Baths: 3/3
$/Sq.Ft:
$23212.7%
Sale Date: 9/26/2024
6278 Hove Road, Mint Hill, NC 28227
Price: $450,000
Sq.Ft: 2,110
Beds/Baths: 3/3
$/Sq.Ft:
$2133.7%
Sale Date: 9/17/2024
9142 Ramsford Court, Charlotte, NC 28227
Price: $417,000
Sq.Ft: 1,915
Beds/Baths: 3/3
$/Sq.Ft:
$2185.9%
Sale Date: 10/16/2024
9134 Ramsford Court, Charlotte, NC 28227
Price: $410,000
Sq.Ft: 1,906
Beds/Baths: 3/3
$/Sq.Ft:
$2154.6%
Sale Date: 10/15/2024
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