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460 River Rd
Score
58
Felton, CA

460 River Rd

494K
1 bd • 1 ba • 605 sf

This analysis was generated on 3/29/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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Property Overview

List Price
$494,000
-38%vs 95018
Price/Sq.Ft
$817
+34%vs 95018
Above Fair Value
0.8% above range

Current Price

$494,000

Fair Range

$470,000 - $490,000

$494,000
Below Market-20%
Above Market+20%

Negotiation Leverage

4 points to consider in your offer

Recommended Offer

$475,000
Success Probability:High(65%)

AI Rationale

The offer considers needed repairs, market conditions, and the property's flood risk. The seller's motivation is moderate, given the listing duration, and the balanced market supports this offer.

Overall Score
58
69
Home Condition
78
Natural Light
44
Value
65
Location

Visual Insights

AI-analyzed spaces with reimagining capabilities

Renovation Assessment

Prioritized renovations based on property inspection and market impact.

High Priority Renovations

$0

No required renovations identified

Note: these are rough estimates. For more accurate estimates, please contact a professional.

Ownership History

Previous ownership changes and transaction details

Jun
2024
$0Cash Purchase
June 18, 2024
From:Susan Blair, Blair Cocking
To:Blair Cocking
Intrafamily Transfer
Non-Arm's Length Transactions

Pricing History

Historical pricing trends for this property

Monthly Costs

Interactive breakdown of estimated monthly expenses

Monthly Cost
$0123456789012345678901234567890123456789
$494,000
-30%List: $494,000+30%
20%
$98,800of $494,000
7%
1%15%
* Estimates based on a 30-year fixed mortgage. Property tax rate: 1.2%, Home insurance: $1,000/year

Upfront Transaction Costs

Estimated costs due at closing, including down payment and fees

Total Due at Closing
$132,057
Closing Costs
+$33,257
Down Payment
$98,800
Buyer Agent Fee
$12,597
Loan Fees
$3,952
Title & Escrow
$2,964
Inspections
$900
Transfer Tax
$5,434
Prepaid Expenses
$7,410

* Estimated costs based on typical rates. Actual costs may vary by location, lender, and transaction details.

** Buyer agent fees are negotiable and may sometimes be covered by the seller.

Buyer Power Index

5
/10
Limited Buyer Power
Market Speed
0 days
vs 46 day average
This is a new listing, while homes in this area typically sell in 46 days
Inventory Health
12
homes for sale
6 homes sold last month, indicating 2.0x more supply than demand
Price Dynamics
97.7%
of asking price
Homes typically sell for 2.3% below asking price

Price Trajectory

$750,000
Current median price
-15.7%
Year over year
Cooling
Heating
Market favors buyers
Market favors sellers
Market Is strongly cooling
Prices are down 11.4% over the last 3 months
3 Months
-11.4%
6 Months
+8.2%
1 Year
-15.7%

Historical Market Pulse

Key metrics over time, revealing market momentum and patterns

Negotiation Insight

Home sales decreasing 28.6% over the past 3 months suggests growing buyer leverage.

Historical Comparison
Current Value
$750,000
3 Months Ago
$575,000
+30.4%
Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$494,000
Price/sqft
$817
Layout
1 bd1 ba
NaN

Stats in the Area

Based on 2 comparable properties nearby

Average Price

$461,250

7.1%

Your price is 7.1% above average

Median Price

$612,500

19.3%

Based on 2 recent sales

Price per Sq.Ft

$960

14.9%

Your price is 14.9% below average $/sqft

Comparable Properties

881 Hillcrest Drive, Felton, CA 95018
Price: $612,500
Sq.Ft: 638
Beds/Baths: 1/1
$/Sq.Ft:
$96017.6%
Sale Date: 10/10/2024
24 Azalea Avenue, Mount Hermon, CA 95041
Price: $310,000
Sq.Ft: N/A
Beds/Baths: N/A/N/A
$/Sq.Ft: N/A
Sale Date: 10/10/2024

Schools

Nearby school quality by education level

Middle

4.0/10
Average

High

8.0/10
Excellent

Climate Risks

Assessment of climate-related hazards for this property

Moderate Risk Profile

This property has 0 severe, 0 major, and 2 moderate risk factors

Climate risk data is based on historical patterns and projections. Consider consulting with insurance providers and local experts for property-specific assessments.

Safety Analysis

64/100
Good

Based on data from Scotts Valley Police Department

Total Crime Rate
250.0
per 100,000 residents
Violent Crime Rate
91.0
per 100,000 residents
Property Crime Rate
158.5
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
104
Property Crimes
170
2023
Violent Crimes
78
25.0%
Property Crimes
148
12.9%

Sunlight Analysis

Data provided by Shadowmap

Loading sunlight data...

Tour Checklist

Key items to inspect during your property tour

Inspect the visible portions of the newly installed septic tank and grey water system. Ask for documentation of the installation and any permits obtained.

Thoroughly inspect the area around the 'private swimming hole' on the San Lorenzo River for erosion, bank stability, and any signs of previous flooding or debris accumulation.

Inspect the crawl space (if accessible) for signs of moisture, pests, or structural issues.

Questions to Ask

Important questions to ask during the tour

Can you provide documentation regarding the installation and permitting of the new hollows septic tank and grey water system?

Has the property experienced any flooding or water damage in the past, especially considering its proximity to the San Lorenzo River and the identified flood risk?

Showing critical items first. Click any item to see why it's important. Red icons indicate highest priority items that should not be missed.

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