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445 W Superior St
Chicago, IL

445 W Superior St

7.5M
7 bd • 10 ba • 10,800 sf

This analysis was generated by artificial intelligence on 2/26/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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0:00 / 0:00
List Price

$7,500,000

Price/Sq.Ft

$694

Year Built

2012

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Prime location: Situated in the prestigious Kingsbury Estates enclave, the property offers a desirable location in close proximity to downtown Chicago, with convenient access to cultural attractions, dining, and entertainment. • Exceptional size and layout: With 7 bedrooms, 10 bathrooms, and 10,800 square feet of living space, the property provides ample room for large families, guests, and entertaining. The elevator access to all 5 levels adds convenience and accessibility. • High-end finishes and amenities: The property boasts luxurious finishes, including custom millwork by O'Brien Harris, French oak flooring, Artistic Tile mosaics, and state-of-the-art AV and home automation systems. The chef's kitchen is equipped with top-of-the-line appliances from Sub-Zero, Wolf, and Miele. • Outdoor living spaces: The property features multiple outdoor spaces, including a kitchen terrace, a recreation room with an enclosed terrace, and a rooftop terrace with an outdoor kitchen and spa. These spaces provide opportunities for relaxation, entertaining, and enjoying the city views. • Minimal flood and fire risk: The property has a minimal flood risk (1/10) and a minimal fire risk (1/10), which can provide peace of mind and potentially lower insurance costs.

The Bad

• High price per square foot: At $694.44/sqft, the property is priced above the median for single-family homes in Chicago, which ranges from $300-$500/sqft depending on the neighborhood and specific market conditions. This could indicate overpricing or reflect the exceptional quality of the finishes and amenities. • High annual insurance costs: The estimated insurance cost of $27,000 per year is significantly higher than the average for single-family homes in Chicago, which typically ranges from $2,000 to $5,000 per year. This is likely due to the property's high value, extensive features, and potential risks. • Limited school options: The assigned elementary school, Manierre Elementary School, has a low rating of 1/10. While Lincoln Park High School has a high rating of 9/10, the elementary school rating may be a concern for families with young children. • Moderate air quality risk: The property has a moderate air quality risk (3/10) and experiences approximately 3 bad air days per year. This may be a concern for buyers with respiratory issues or sensitivities.

The Ugly

• High property taxes: Chicago and Cook County have some of the highest property taxes in the nation. While the exact property tax amount is not provided, it is likely to be a significant expense. • High HOA fees: While the exact amount of HOA fees is not provided, the HOA includes exterior maintenance and snow removal, indicating that these fees could be substantial. • Limited market appreciation: Given the property's high price point and luxury status, future market appreciation may be limited compared to more affordable properties in emerging neighborhoods. • Contingent status: The property's current contingent status suggests that there may be existing offers or pending negotiations. This could create uncertainty and potentially delay the closing process.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• High-net-worth individuals seeking a primary residence with ample space for family, guests, and entertaining. The property’s 7 bedrooms, 10 bathrooms, and numerous living areas provide ample space. • Discerning buyers who appreciate high-end finishes, custom design, and state-of-the-art amenities. The property features custom millwork, designer lighting, a home theater, and a wine cellar. • Buyers seeking a secure and private residence in a prestigious Chicago neighborhood. The Kingsbury Estates enclave offers privacy, security, and a gated driveway. • Individuals who prioritize outdoor living and entertaining. The property boasts a kitchen terrace, a recreation room with an enclosed terrace, and a rooftop terrace with an outdoor kitchen and spa. • Buyers who value convenience and accessibility. The property includes an elevator, a 3-car garage, and is located near downtown Chicago.

Not For

• Buyers seeking a more affordable property. At $7,500,000, this residence is positioned at the high end of the Chicago real estate market. • Individuals looking for a low-maintenance home. The extensive gardens, outdoor spaces, and high-end finishes require regular upkeep and professional maintenance. • Buyers who prefer a smaller, more intimate living space. The property's 10,800 square feet may be overwhelming for those seeking a cozy or minimalist lifestyle. • Those prioritizing walkability to neighborhood amenities. While the property is centrally located, daily errands may require driving. • Value-conscious buyers. The high HOA, and insurance costs add significantly to the total cost of ownership.
Demographics
Area Median Income

$99,246

Property History

Price History
Ownership Timeline
$800,000Financed
Jul 9, 2024
Zhuo Zhang, Jie HuEllen Therese Muse, Terrance Muse
Warranty Deed
Standard Sale (Purchase/Resales)
$570,000Financed
May 28, 2015
450 Oak LlcZhuo Zhang, Jie Hu
Special Warranty Deed
Standard Sale (Purchase/Resales)

Property Taxes

$123,355
2022 Tax Assessment
10.3%from previous year
Assessed Value$599,737
Tax Rate20.57%

Market Insights

Real-time analysis of the local housing market

January 2025
Buyer's Market

In 60610, buyers currently have an advantage. Home prices are trending lower than usual and properties are staying on the market longer, giving you more options and better negotiating power.

$435,967
$350/sqft
9.0%
Change from last month
Your price: $7.5M (+1620%)
Your price/sqft: $694/sqft (+98%)
246
32 sold last month
28.8%
Change from last month
40 days
Average for homes in this area
40.1%
Change from last month
This property: 14 days (-65%)

Sale Price Distribution

Last month
2
Over Asking
homes
3
At Asking
homes
27
Under Asking
homes
Total: 32 homes sold

If you're buying a home in 60610, you may be able to get a good deal. 84.4% of homes here sold below asking price last month.

Sale Time Distribution

Last month
15
Under 30 Days
homes
Your property
13
30-90 Days
homes
4
Over 90 Days
homes
Total: 32 homes sold

Many homes in 60610 are selling fast, if you're buying plan to act quickly.

Risk Assessment

Climate Risks

airMINIMAL

3 bad air quality days per year

heatMINIMAL

7 extreme heat days per year

98th percentile: 100°F

windMINIMAL

Insurance: Recommended

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Optional

fireMINIMAL

Insurance: Optional

Risk Analysis

• High property taxes: Chicago and Cook County have some of the highest property taxes in the nation, which will significantly increase the cost of ownership. Research current tax rates and potential future increases. • High insurance costs: At $27,000/year, insurance is a major expense. This is due to the high value of the property and potential risks associated with its location and features. • Market fluctuations: The luxury real estate market can be volatile. Economic downturns or changes in local market conditions could impact the property's value. • Maintenance costs: A home of this size and caliber requires significant ongoing maintenance. Budget for regular repairs, landscaping, and upkeep of high-end systems and finishes. • Air quality: The moderate air quality risk (3/10) and 3 bad air days per year may be a concern for some buyers, especially those with respiratory issues. Consider investing in high-quality air filtration systems.
Insurance
Annual Cost

$27,000

$2,250 per month

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Schools

Manierre Elementary School

Public•Grades PK-8
1/5
Primary
0.3 mi
Get more information on GreatSchools

Lincoln Park High School

Public•Grades 9-12
9/5
High
1.1 mi
Get more information on GreatSchools

Financials

Monthly Costs
Market Rent (7 bed)

$3,260

Get a detailed estimate on Zillow®
HOA Fee

$245

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$7,500,000
Price/sqft
$694
Layout
7 bd•10 ba
Days on market
14 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$23,667

31589.7%

Your price is 31589.7% above average

Median Price

$26,000

28746.2%

Based on 6 recent sales

Price per Sq.Ft

$0

No price per sq.ft data available

Comparable Properties

33 W Ontario Street #P9-W15, Chicago, IL 60654
Price: $16,000
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 1/7/2025
111 E Chestnut Street #2B-23, Chicago, IL 60611
Price: $26,000
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 10/9/2024
111 E Chestnut Street #6A-9, Chicago, IL 60611
Price: $26,000
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 10/7/2024
111 E Chestnut Street #4B-14, Chicago, IL 60611
Price: $26,000
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 9/30/2024
10 E Ontario Street #S607, Chicago, IL 60611
Price: $19,000
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 9/25/2024
440 N McClurg Court #P-17, Chicago, IL 60611
Price: $29,000
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 9/6/2024

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