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325 Sumpter Ave
Bowling Green, KY

325 Sumpter Ave

315K
3 bd • 2 ba • 1,767 sf

This analysis was generated by artificial intelligence on 2/26/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

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0:00 / 0:00
List Price

$314,900

Price/Sq.Ft

$178

Year Built

1947

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Central Location: Situated in a centrally located neighborhood provides easy access to shopping, dining, and major conveniences. This prime location enhances daily living and reduces commute times. • Well-Maintained Condition: The property is described as beautifully maintained, suggesting that it is in good condition, potentially reducing immediate repair costs. • Desirable Features: Real hardwood floors, a formal dining room, and a fully fenced backyard enhance the property's appeal. Hardwood floors are a sought-after feature, adding value and aesthetic charm. • Functional Layout: The spacious layout and abundant natural light contribute to a comfortable living environment. A well-designed layout improves the overall usability and enjoyment of the home. • Ample Storage and Parking: The attached and detached garages, along with a basement, offer significant storage and parking solutions. Additional storage is a valuable asset, especially for families or those with multiple vehicles. • Minimal Flood and Fire Risk: The minimal flood (1/10) and fire risk (1/10) ratings reduce the likelihood of property damage from these hazards, potentially lowering insurance costs. FEMA Zone X_UNSHADED indicates a low-risk flood area.

The Bad

• Higher Price per Square Foot Compared to Recent Sales: The price per square foot ($178.21) is slightly higher than the median of recent home sales in Bowling Green (approximately $150-$170/sq ft), potentially indicating overpricing relative to similar properties. • Age of the Property: Built in 1947, the home may require significant updates and repairs to meet modern standards. Older homes typically have higher maintenance costs, averaging 1-3% of the property value annually. • Potential for Higher Utility Costs: Older homes often lack modern insulation, leading to higher heating and cooling costs. Expect to pay an additional $100-$200 per month on utility bills compared to newer, more energy-efficient homes. • Plaster Walls: Plaster walls, while aesthetically pleasing to some, can be more difficult and costly to repair than drywall. Repairs typically cost 2-3 times more than drywall repairs.

The Ugly

• Significant Price Increase Since Last Sale: The property was listed for sale at $314,900, representing a 173.8% increase from its 2009 sale price of $115,000. This substantial price jump may not be justified by market appreciation alone and could indicate overpricing. • Major Heat Risk: A heat risk rating of 5/10, coupled with average temperatures reaching 107°F and 7 hot days per year, poses a significant discomfort and cost concern. This could lead to high air conditioning expenses and potential health issues for heat-sensitive individuals. • Limited Information on Recent Upgrades: The description mentions modern amenities but lacks specific details on recent upgrades to critical systems like HVAC, electrical, or plumbing. This lack of clarity makes it difficult to assess the true condition and potential repair costs. • Older Home Insurance Considerations: While the estimated insurance cost is provided, older homes often require specialized coverage, and premiums can increase significantly if the property has outdated systems or structural issues. The listed $1133.64/year may not reflect the actual cost after a detailed inspection.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Buyers Seeking a Centrally Located Home: The property's location offers convenient access to shopping, dining, and major conveniences, making daily errands and activities easily accessible. • Families Desiring Proximity to Schools: Situated within walking distance (0.1 miles) of W R Mcneill Elementary School (rating 6/10) and a short drive from Bowling Green Junior High and High Schools (both rating 6/10), the home is ideal for families prioritizing educational accessibility. • Buyers Who Value Outdoor Space and Pet-Friendly Amenities: The fully fenced backyard, trees, and proximity to local parks provides ample outdoor space for entertainment, pets, and recreation, enhancing the overall quality of life. • Those Needing Additional Storage and Parking: The combination of an attached and detached garage, plus a basement, offers abundant storage and parking solutions, accommodating multiple vehicles and various storage needs.

Not For

• Buyers Seeking New Construction: Built in 1947, this home may require updates and renovations to meet modern standards, posing challenges for those preferring a move-in-ready, new property. • Individuals Sensitive to Heat: With a major heat risk (5/10) and an average of 7 hot days per year reaching 107°F, the property may not be suitable for those who are highly sensitive to extreme heat. • Buyers with Limited Budgets for Unexpected Repairs: Given the home's age, unexpected maintenance issues may arise, requiring additional financial resources beyond the initial purchase price. • Those Requiring Specific Accessibility Features: As an older home, it may lack modern accessibility features, such as ramps or modified bathrooms, which could be a concern for individuals with mobility issues.
Demographics
Area Median Income

$43,237

Property History

Price History
Ownership Timeline
$285,000Financed
Mar 15, 2024
Michael Smith, Rebecca SmithAlec Paugh, Autumn Smith
Deed
Standard Sale (Purchase/Resales)
$5,570Cash Purchase
Feb 28, 2024
Fayetta C HallMichael Smith, Rebecca Elizabeth Smith
Deed
Standard Sale (Purchase/Resales)

Property Taxes

$475
2020 Tax Assessment
0.0%from previous year
Assessed Value$140,000
Tax Rate0.34%

Risk Assessment

Climate Risks

heatMODERATE

7 extreme heat days per year

98th percentile: 107°F

windMINIMAL

Insurance: Recommended

airMINIMAL

0 bad air quality days per year

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Optional

fireMINIMAL

Insurance: Optional

Risk Analysis

• Potential for Outdated Systems: Built in 1947, the home's electrical, plumbing, and HVAC systems may be outdated and require costly upgrades. Rewiring or replacing plumbing could range from $5,000 to $15,000, depending on the extent of the work. • High Heat Risk: A heat risk of 5/10 suggests potential for high cooling costs during the summer months. With temperatures reaching 107°F, energy bills could increase by 20-30% compared to homes with better insulation or newer HVAC systems. • Moderate Wind Risk: A wind risk of 3/10 may necessitate additional insurance coverage. While not critical, wind damage can still occur, leading to repair costs averaging $2,000 to $5,000 per incident. • Foundation Concerns: Homes of this age may have foundation issues, such as cracks or settling. Inspections can reveal potential problems, with repairs ranging from minor patching ($1,000-$3,000) to major stabilization ($10,000+). • Lead Paint/Asbestos: Homes built before 1978 may contain lead paint or asbestos. Remediation can cost $3,000-$8,000, depending on the extent of the contamination.
Insurance
Annual Cost

$1,134

$94 per month

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Schools

W R Mcneill Elementary School

Public•Grades K-5
6/5
Elementary
0.1 mi
Get more information on GreatSchools

Bowling Green Junior High School

Public•Grades 6-8
6/5
Middle
1.1 mi
Get more information on GreatSchools

Bowling Green High School

Public•Grades 9-12
6/5
High
1.6 mi
Get more information on GreatSchools

Financials

Monthly Costs
Market Rent (3 bed)

$1,140

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Location & Comparables

Subject Property
Comparable Sales
View on Zillow

Subject Property

Price
$314,900
Price/sqft
$178
Layout
3 bd•2 ba
Days on market
11 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$260,417

20.9%

Your price is 20.9% above average

Median Price

$279,900

12.5%

Based on 6 recent sales

Price per Sq.Ft

$140

27.3%

Your price is 27.3% above average $/sqft

Comparable Properties

1714 S Sunrise Drive, Bowling Green, KY 42101
Price: $169,900
Sq.Ft: 1,630
Beds/Baths: 4/2
$/Sq.Ft:
$10441.5%
Sale Date: 10/18/2024
651 E 14th Avenue, Bowling Green, KY 42101
Price: $284,900
Sq.Ft: 1,812
Beds/Baths: 4/2
$/Sq.Ft:
$15711.8%
Sale Date: 9/9/2024
1541 N Sunrise Drive, Bowling Green, KY 42101
Price: $192,900
Sq.Ft: 1,500
Beds/Baths: 3/2
$/Sq.Ft:
$12927.8%
Sale Date: 10/22/2024
836 Ridgecrest Way, Bowling Green, KY 42104
Price: $359,900
Sq.Ft: 1,986
Beds/Baths: 4/2
$/Sq.Ft:
$1811.7%
Sale Date: 9/23/2024
725 Temple Court, Bowling Green, KY 42104
Price: $275,000
Sq.Ft: 2,111
Beds/Baths: 3/3
$/Sq.Ft:
$13026.9%
Sale Date: 10/17/2024
2108 Southland Street, Bowling Green, KY 42101
Price: $279,900
Sq.Ft:
Beds/Baths: /
$/Sq.Ft: N/A
Sale Date: 9/27/2024

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