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3041 Sea Turtle Dr
Katy, TX

3041 Sea Turtle Dr

$289,990
4 bd • 2 ba • 1,827 sf

This analysis was generated by artificial intelligence on 2/12/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

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AI Property Analysis

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List Price

$289,990

Price/Sq.Ft

$159

Year Built

2025

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• **New Construction:** Being a brand-new home built in 2025, it offers modern construction standards, energy efficiency, and the latest design trends. This minimizes immediate maintenance costs. • **Price per Square Foot:** At $158.72 per sqft, the property is competitively priced compared to the Katy, TX average of around $165 per sqft for new construction homes. • **Included Appliances:** The inclusion of a refrigerator, washer, and dryer saves the buyer approximately $3,000-$5,000 in upfront appliance costs. • **Functional Layout:** The Firefly floorplan offers a spacious 1-story layout with 4 bedrooms and 2 bathrooms, making it suitable for families or those who prefer single-story living. • **Desirable Features:** The home includes desirable features such as granite countertops, stainless-steel appliances, a primary bedroom with an en-suite bathroom and walk-in closet, and a fully fenced backyard.

The Bad

• **School Ratings:** The assigned schools have low ratings. Royal Early Childhood Center has no rating. Royal J High School has a rating of 4/10, and Royal High School has a rating of 3/10. This could be a concern for families with school-aged children and may impact future resale value. • **MUD Taxes:** Being located in a MUD can result in higher property taxes compared to areas not in a MUD. Research the specific MUD tax rate for this property. • **Construction Timeline:** With an estimated closing date of February 2025, the buyer will need to wait approximately 10 months before moving in. This might not be suitable for buyers needing immediate occupancy. • **Limited Information:** The listing provides limited information about HOA fees, property taxes, and other associated costs. Buyers will need to conduct thorough due diligence to obtain this information.

The Ugly

• **Price Reduction History:** Multiple price reductions over a short period (approximately 2 months) could indicate underlying issues with the property, the community, or the overall market demand. The price has decreased approximately 10% from the original listing price of $323,990. • **Location within Katy:** Katy has specific areas prone to flooding. Potential buyers must independently verify if this specific address is in a flood zone. Flood insurance can add a significant expense (potentially $1,000 - $3,000 annually). • **Dependence on Electric:** The property relies solely on electric utilities. This could lead to higher energy bills, especially during peak seasons. Consider the cost of electricity in the area and the home's energy efficiency. The average electric bill in Katy, TX is $180/month, but this can vary based on usage and energy efficiency. • **HOA Fees:** The listing does not specify HOA fees. High HOA fees can significantly increase the monthly cost of ownership. Understand exactly what the HOA covers (lawn maintenance, community pool, etc.).

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• First-time homebuyers looking for a move-in ready home with modern appliances included. • Buyers seeking a single-story layout to avoid stairs. • Individuals or families looking for a new construction home in the Sunterra community, with access to community amenities. • Buyers who appreciate a fully fenced backyard for privacy and outdoor activities. • People looking for a home with a primary bedroom featuring an en-suite bathroom and walk-in closet.

Not For

• Buyers seeking established neighborhoods with mature landscaping. • Individuals who prefer a smaller MUD tax rate. • Buyers who prioritize highly-rated schools based on current ratings. • Those who need to move in immediately, given the February 2025 estimated closing date. • Buyers who are not comfortable with potential construction noise and activity in a developing community.
Demographics
Area Median Income

$102,007

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Risk Assessment

Risk Analysis

• **Construction Delays:** New construction homes are subject to potential delays in completion. Verify the builder's track record and include contingency clauses in the purchase agreement. • **MUD Taxes:** The property is likely located within a Municipal Utility District (MUD), which levies additional taxes for infrastructure. Research the MUD tax rate and the services it covers. MUDs can add significantly to your annual property tax bill. • **School Ratings:** The assigned schools have mixed ratings (Royal Early Childhood Center - null/10, Royal J High School - 4/10, Royal High School - 3/10). Consider the impact on resale value and your family's needs if school quality is a priority. • **Rapid Development:** The area is experiencing rapid growth, which can lead to traffic congestion and school overcrowding. Assess the impact of future development on your commute and quality of life. • **Flood Risk:** Katy has a history of flooding. Review FEMA flood maps and consider purchasing flood insurance, even if it's not required, to protect your investment.

Financials

Monthly Costs
Market Rent (4 bed)

$2,880

Get a detailed rental estimate on Zillow®
HOA Fee

$97

Price History

Location & Comparables

Subject Property
Comparable Sales
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Frequently Asked Questions

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