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Score

Chicago, IL

12834 S Saginaw Ave

265K

3 beds

2 baths

1,082 sqft

3 bd • 2 ba • 1,082 sf

This analysis was generated on 2/26/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

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AI Property Analysis

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List Price

$265,000

Price/Sq.Ft

$245

Year Built

1967

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Solid brick construction: Brick homes typically offer better insulation and lower maintenance compared to frame houses, potentially reducing long-term costs. • Recent updates: The roof (less than 10 years old) and newer A/C, furnace, and water heater (all less than 3 years old) provide peace of mind and reduce immediate repair costs. • Finished basement: The finished basement offers additional living space and entertainment options, increasing the property's overall value and appeal. • Proximity to elementary school: The property is located 0.3 miles from Grissom Elementary School, which has a rating of 7/10, making it attractive for families with young children.

The Bad

• Moderate flood risk (3/10): While not in a high-risk zone, the property's location in FEMA Zone X_UNSHADED suggests a potential for flooding, necessitating flood insurance. The estimated insurance cost is $954/year. • Lower-rated high school: Washington G High School has a rating of 3/10, which may be a concern for families with older children. This could impact the property's long-term resale value. • Property age (built in 1967): Older homes may require more maintenance and potential upgrades to meet modern standards. Potential buyers should factor in costs for updating plumbing, electrical, and other systems. • Limited property details: The listing lacks specific details about the lot size, square footage of the basement, and specific features of the kitchen and bathrooms. This lack of information could hide potential issues or limitations.

The Ugly

• Unspecified crime rates: The absence of crime statistics makes it difficult to assess neighborhood safety. Researching local crime data is crucial to understand potential risks and insurance implications. • Limited market context: The market insights provided are general and lack specific data on Hegewisch. Further analysis is needed to understand local real estate trends and competition. • Potential for hidden maintenance issues: Older homes can have underlying problems that are not immediately apparent. A thorough inspection is necessary to identify potential costly repairs.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• First-time homebuyers seeking a move-in ready property: The recent updates to the roof, A/C, furnace, and water heater minimize immediate maintenance concerns. • Buyers prioritizing affordability and space: The property offers three bedrooms and a finished basement at a price point aligned with the area's median income. • Individuals valuing community amenities and safety: The location in the Hegewisch neighborhood and proximity to Grissom Elementary School (rated 7/10) provide access to essential services and a family-friendly environment. • Buyers looking for a home with entertainment space: The finished basement with a pool table/ping pong setup and mid-century modern gas fireplace offers a dedicated area for recreation.

Not For

• Buyers requiring top-rated schools: The high school rating of 3/10 may not meet the needs of families prioritizing academic excellence. • Individuals sensitive to flood risks: Although the flood risk is moderate, those seeking properties with minimal environmental concerns may find this unsuitable. • Buyers seeking a large lot or extensive outdoor space: With no specific lot size mentioned, the property may not offer the spacious outdoor area some buyers desire. • Those prioritizing modern kitchens and bathrooms: While the description mentions a well-appointed kitchen, buyers seeking updated, high-end finishes may need to factor in renovation costs.

Demographics

Area Median Income

$54,074

Property History

Price History

Ownership Timeline

$0Cash Purchase

Aug 20, 2022

Harold J Krzesinski, Margaret A KrzesinskiThe Krzesinski Revocable Trust

Intrafamily Transfer

Non-Arm's Length Transactions

Property Taxes

$1,412

2022 Tax Assessment

0.1%from previous year

Assessed Value$13,000

Tax Rate10.86%

Market Insights

Real-time analysis of the local housing market

January 2025

Neutral Market

The market in 60633 is currently balanced between buyers and sellers. While prices are stable, it's still important to make competitive offers on homes you're interested in.

$212,000

$164/sqft

15.8%

Change from last month

Your price: $265K (+25%)

Your price/sqft: $245/sqft (+49%)

5 sold last month

6.1%

Change from last month

29 days

Average for homes in this area

37.9%

Change from last month

This property: 21 days (-28%)

Sale Price Distribution

Last month

Over Asking

homes

At Asking

homes

Under Asking

homes

Total: 5 homes sold

If you're buying a home in 60633, you may be able to get a good deal. 60% of homes here sold below asking price last month.

Sale Time Distribution

Last month

Under 30 Days

homes

Your property

30-90 Days

homes

Over 90 Days

homes

Total: 5 homes sold

Many homes in 60633 are selling fast, if you're buying plan to act quickly.

Sunlight Analysis

Visualize how sunlight affects this property throughout the day and year.

Sunlight Analysis

Data provided by Shadowmap

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Risk Assessment

Climate Risks

airMODERATE

4 bad air quality days per year

floodMINIMAL

FEMA Zone: Minimal Risk Area

Insurance: Recommended

heatMINIMAL

7 extreme heat days per year

98th percentile: 101°F

windMINIMAL

Insurance: Recommended

fireMINIMAL

Insurance: Optional

Risk Analysis

• Moderate flood risk (3/10): While not a high-risk zone, potential buyers should factor in the cost of flood insurance and consider mitigation measures. The estimated insurance cost is $954/year, but this can vary. • Lower-rated high school: Washington G High School has a rating of 3/10, which may impact property value and desirability for families with older children. Consider the cost of private schooling or the impact on resale value. • Aging infrastructure: Built in 1967, the property may require future upgrades to plumbing, electrical, or other systems. Budget for potential maintenance costs based on the age of the home. • Limited property details: The listing lacks specific details about the lot size, square footage of the basement, and specific features of the kitchen and bathrooms. This may require additional investigation and could reveal unforeseen issues.

Insurance

Annual Cost

$954

$80 per month

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Schools

Showing top 5 of 6 schools

Burnham Elementary School

Public•Grades PK-8

4/10

ElementaryMiddle

200 students

Grissom Elementary School

Public•Grades PK-8

4/10

ElementaryMiddle

353 students

Clay Elementary School

Public•Grades PK-8

3/10

ElementaryMiddle

632 students

Thornton Fractional North High School

Public•Grades 9-12

3/10

High

1,452 students

Bright Elementary School

Public•Grades PK-8

2/10

ElementaryMiddle

284 students

Financials

Monthly Costs

Market Rent (3 bed)

$1,827

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Location & Comparables

Subject Property

Comparable Sales

View on Zillow

Subject Property

Price

$265,000

Price/sqft

$245

Layout

3 bd•2 ba

Days on market

21 daysat time of analysis

Stats in the Area

Based on 6 comparable properties nearby

Average Price

$164,250

61.3%

Your price is 61.3% above average

Median Price

$265,000

0.0%

Based on 6 recent sales

Price per Sq.Ft

$151

62.2%

Your price is 62.2% above average $/sqft

Comparable Properties

Address	Price	Sq.Ft	Beds	Baths	$/Sq.Ft	Sale Date
13313 S Houston, Chicago, IL 60633	$29,000	1,000	2	2	$2988.2%	2/7/2025
13149 S Muskegon Avenue, Chicago, IL 60633	$292,500	1,100	3	2	$2668.6%	10/26/2024
2807 E 130th Street, Chicago, IL 60633	$265,000	1,040	3	2	$2554.0%	10/10/2024
12848 S Exchange Avenue, Chicago, IL 60633	$265,000	1,152	3	2	$2306.1%	9/18/2024
13430 S Buffalo Avenue, Chicago, IL 60633	$68,000	1,040	3	1	$6573.3%	2/21/2025
	$66,000	1,040	3	1	$6374.1%	1/29/2025

13313 S Houston, Chicago, IL 60633

Price: $29,000

Sq.Ft: 1,000

Beds/Baths: 2/2

$/Sq.Ft:

$2988.2%

Sale Date: 2/7/2025

13149 S Muskegon Avenue, Chicago, IL 60633

Price: $292,500

Sq.Ft: 1,100

Beds/Baths: 3/2

$/Sq.Ft:

$2668.6%

Sale Date: 10/26/2024

2807 E 130th Street, Chicago, IL 60633

Price: $265,000

Sq.Ft: 1,040

Beds/Baths: 3/2

$/Sq.Ft:

$2554.0%

Sale Date: 10/10/2024

12848 S Exchange Avenue, Chicago, IL 60633

Price: $265,000

Sq.Ft: 1,152

Beds/Baths: 3/2

$/Sq.Ft:

$2306.1%

Sale Date: 9/18/2024

13430 S Buffalo Avenue, Chicago, IL 60633

Price: $68,000

Sq.Ft: 1,040

Beds/Baths: 3/1

$/Sq.Ft:

$6573.3%

Sale Date: 2/21/2025

Price: $66,000

Sq.Ft: 1,040

Beds/Baths: 3/1

$/Sq.Ft:

$6374.1%

Sale Date: 1/29/2025

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