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1250 B St
Walnut Grove, CA

1250 B St

559K
3 bd • 3 ba • 2,172 sf

This analysis was generated by artificial intelligence on 2/20/2025. It is for entertainment purposes only and should not be considered as real estate or investment advice.

AI Property Analysis

0:00
0:00 / 0:00
List Price

$559,000

Price/Sq.Ft

$257

Year Built

1905

AI Property Analysis

A comprehensive evaluation of this property's features, market position, and investment potential.

The Good

• Unique Historic Property: The Miyazaki Bathhouse is a rare and meticulously renovated historic property with unique features, including vintage-tiled soaking tubs and scrub stations. This adds to the property's appeal and potential for niche rentals. • Rental Income Potential: The property is a duplex with a two-bedroom apartment upstairs, providing rental income potential. Local two-bedroom rental rates average $1,963 per month, offering a solid return on investment. The downstairs could also be rented. • Price per Square Foot: At $257.37 per square foot, the property is competitively priced compared to other properties in the area. For example, the average price per square foot in the Sacramento area is $350. • Recent Renovations: The property has been lovingly renovated by the owner/builder, with careful attention to historical preservation and detail. This reduces the need for immediate repairs or upgrades.

The Bad

• School Ratings: The local elementary school has a rating of 4/10, and the middle school has a rating of 1/10. This is a significant drawback for families with children. For example, the middle school is one of the lowest rated in the state, which is a major concern. • Limited Amenities: Walnut Grove is a small town with limited shopping, dining, and entertainment options. Residents often need to travel to larger cities for these services. • Days on Market: The property has been on the market for 50 days, which is longer than average for the area. This could indicate that the price is too high or that there are other issues with the property. • Crime Statistics: While property crime is lower than state and national averages, the safety score of 51/100 indicates an average level of safety. The property crime rate is 410.0 per 100,000 residents, which is a significant amount.

The Ugly

• Flood Risk: Walnut Grove is located in the Sacramento-San Joaquin River Delta and is at significant risk of flooding. Levee failure is a real possibility, and flood insurance costs can be substantial. This is arguably the biggest and most serious risk for this property. The estimated insurance is inaccurate due to this risk. • Septic System: Many homes in Walnut Grove rely on septic systems for wastewater treatment. Buyers should get the system inspected to ensure it's functioning correctly and adequately sized for the home. Consider the associated maintenance costs and responsibilities. • Deferred Maintenance: The age of the property also raises concerns about deferred maintenance. The home was built in 1915, which means that the foundation and other systems might be near the end of their useful life. The listing does not provide any information on these items. • Limited Public Transportation: Public transportation options are limited, making it difficult to get around without a car. This is a major drawback for those who don't drive or prefer to use public transportation. Most errands will require a car.

Who is this property for?

These details are presented solely for entertainment purposes and are not meant to steer or limit any prospective buyer.

Best For

• Investors Seeking Unique Rental Properties: The downstairs bathhouse presents an opportunity for niche rentals, such as wellness retreats or themed accommodations, while the upstairs apartment can provide a separate, consistent income stream. The combined rental income could potentially exceed $4,000/month based on local rental rates. • Buyers with an Appreciation for Historic Properties: Individuals drawn to meticulously renovated historic buildings with unique features and a strong sense of community. Walnut Grove's historic charm adds to the property's appeal. • Owner-Occupants Seeking Rental Income: Those looking to live in one unit (either the apartment or a converted portion of the downstairs) while renting out the other to offset mortgage costs. The flexibility of the property layout allows for various living arrangements. • Buyers Comfortable with the Delta's Unique Environment: Individuals who understand and accept the flood risks and rural characteristics of the Sacramento-San Joaquin River Delta, including potential insurance costs and limited amenities.

Not For

• Buyers Seeking Modern, Turnkey Properties: The historic nature of the property, while charming, may require ongoing maintenance and potential renovations to meet modern standards. Buyers prioritizing move-in ready condition might find this property challenging. • Individuals Uncomfortable with Flood Risks: The property's location in the Sacramento-San Joaquin River Delta means it is susceptible to flooding. Buyers with a low tolerance for flood risk should consider alternative locations. • Buyers Requiring Extensive Amenities and Services: Walnut Grove is a small, rural town with limited shopping, dining, and entertainment options. Those seeking convenient access to urban amenities may find the location inconvenient. • Families with Children: The elementary school has a rating of 4/10 and the middle school has a rating of 1/10. For families with children, the schools may be a significant disadvantage.
Demographics
Area Median Income

$66,823

Property History

Price History
Ownership Timeline
$0Cash Purchase
Oct 22, 2019
Eugene PhillipsEugene Phillips, Eugene Eric Phillips Rlt
Intrafamily Transfer
Non-Arm's Length Transactions
$0Cash Purchase
Sep 7, 2010
Pilar Watrous PhillipsEugene Phillips
Intrafamily Transfer
Non-Arm's Length Transactions
$63,500Cash Purchase
Feb 5, 2002
Daniel S Szumski, Patricia SzumskiEugene Phillips, Pilar Watrous Phillips
Grant Deed
Non-Residential Arm's Length Transactions
$5,000Cash Purchase
Jan 7, 1998
Walnut Grove Homeowners & Merchants AssoDaniel S Szumski, Patricia Szumski
Individual Deed
Standard Sale (Purchase/Resales)
$0Cash Purchase
Sep 8, 1997
Daniel S Szumski, Patricia SzumskiWalnut Grove Homeowners & Merchants Assn
Correction Deed
Non-Arm's Length Transactions
$5,000Financed
Dec 26, 1996
Walnut Grove Homeowners & Merchants AssoDaniel S Szumski, Patricia Szumski
Corporation Deed
Standard Sale (Purchase/Resales)

Risk Assessment

Safety Analysis

51/100
Average

Based on data from Galt Police Department

Total Crime Rate
726.0
per 100,000 residents
Violent Crime Rate
311.0
per 100,000 residents
Property Crime Rate
410.0
per 100,000 residents

Crime Rate Comparison

Recent Crime Trends

2022
Violent Crimes
270
Property Crimes
397
2023
Violent Crimes
352
30.4%
Property Crimes
433
9.1%

Risk Analysis

• Flood Risk: Walnut Grove's location in the Sacramento-San Joaquin River Delta means the property is at risk of flooding. Levee failure is a real possibility, and flood insurance costs can be substantial. Buyers should conduct thorough due diligence on flood risks and insurance requirements. • Historic Property Maintenance: The property's age (built in 1915) means it may require ongoing maintenance and repairs to preserve its historic character. Renovation costs can be higher due to the need for specialized materials and techniques. There is also a risk that the historic nature of the property will affect your ability to make changes to the property. • Limited Rental Market: Walnut Grove's small size and rural location may limit the pool of potential renters. Marketing the property effectively and setting competitive rental rates will be crucial to maximizing rental income. Consider also the risk of vacancies. • Foundation and Structural Issues: With the age of the home, there are potential issues with the foundation and structural integrity. This is especially true, given the location in the Delta. An inspection is highly recommended.
Insurance
Annual Cost

$2,012

$168 per month

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Schools

Walnut Grove Elementary School

Public•Grades K-6
4/5
Elementary
0.2 mi
Get more information on GreatSchools

Clarksburg Middle School

Public•Grades 7-9
1/5
Middle
12.1 mi
Get more information on GreatSchools

Delta High School

Public•Grades 10-12
6/5
High
12.1 mi
Get more information on GreatSchools

Financials

Monthly Costs
Market Rent (3 bed)

$2,790

Get a detailed estimate on Zillow®
HOA Fee

$30

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